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Cincinnati Insurance Blog

Adapt your business continuity plan for COVID-19 conditions

By agent, air, business, catastrophe, coastal, continuity, coronavirus, COVID-19, desert, disaster, downturn, economic, emergency, evacuation, FEMA, hurricane, independent, Insurance, mask, Pandemic, plan, planning, prepare, prevent, public, rain, ready.gov, resources, sanitizer, shelter, shortage, smoke, Storm Prep, supply, wildfire, wind
With hurricane season now upon us and the risks of wildfires increasing every day in the summer heat, planning for natural disasters is an inevitable and necessary part of every disaster preparation or business continuity plan. But how effective will these plans be in the midst of the current COVID-19 pandemic? The post Adapt your business continuity plan for COVID-19 conditions appeared first on The Cincinnati Insurance Companies blog.
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Be ready for lightning storms

By agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather
Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm. The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.
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Fireworks: Resist dangerous temptation

By agent, blind, bottle rockets, burns, dangerous, debris, display, distance, ears, emergency, explosions, explosives, eye, fingers, fireworks, hazardous, hearing, hospital, igniting, independent, injuries, Insurance, lighting, loss of limb, malfunctions, Pandemic, professional, pyrotechnics, Safety Tips, sight, sparklers, vision
It is hard to deny that fireworks during Independence Day are as American as baseball, hot dogs and apple pie! For many people, celebrating our country’s independence includes setting off fireworks on and around the Fourth of July. With the COVID-19 pandemic causing cancellations of some organized fireworks displays, more people will be motivated to set off their own fireworks at home. While a spectacular fireworks display is both impressive and entertaining, remember that fireworks are explosives best left in the hands of professionals. The post Fireworks: Resist dangerous temptation appeared first on The Cincinnati Insurance Companies blog.
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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Defensible space can make the difference in a wildfire

By agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone
Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.
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Making L-I-F-E easy: Answering common insurance questions

By agent, car loans, debts, education, family, final expenses, financial, funds, funeral, income, independent, Insurance, liabilities, Life Insurance, mortgage, obligations, payoff, plan, planning, purchasing, replacement, services
Pondering life insurance can swiftly flood your mind with questions. How much do I need? What does life insurance do? How much will it cost? Where do I begin? The post Making L-I-F-E easy: Answering <br>common insurance questions appeared first on The Cincinnati Insurance Companies blog.
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COVID-19: Have a project restart strategy

By agency, agent, construction, contract, Contractor, costs, document, employee, employment, engineering, expenses, financial, independent, inspection, Insurance, labor, materials, momentum, Pandemic, pay, permit, pool, project, restart, shutdown, startup, supply chain, time, trade, worker, workforce
Construction projects that shut down production in the short term deserve careful consideration when it’s time to restart operations. Contractors must recognize the need to create a plan for resuming work after restrictions imposed during the pandemic are lifted. The post COVID-19: Have a project restart strategy appeared first on The Cincinnati Insurance Companies blog.
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Hurricane season is coming – are you ready?

By "go bags", 2020, active, agent, alerts, Atlantic, boat, building codes, catalog, documents, doors, elderly, emergency, evacuation, family, fine art, food, fuel, hurricane, independent, infants, Insurance, kit, local authorities, organize, pets, possessions, repair, Risk Management, season, secure, shutters, storm, trees, warnings, water, windows
The Atlantic hurricane season starts June 1, and experts predict 2020 will be more active than normal. Now is the time to prepare to keep your family and possessions safe. The post Hurricane season is coming – are you ready? appeared first on The Cincinnati Insurance Companies blog.
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