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Cincinnati Insurance Blog

Safety tips before, during and after a wildfire

By 911, after, agent, air, before, car, children, conditioning, deck, dhild, doors, doorways, during, embers, emergency, evacuate, evacuation, family, fire, Fire Prevention, flammable, foundation, garbage, garden, heat, home, hose, independent, Insurance, kids, openings, patio, pets, pool, prepare, prevent, propane, protect, return, safe, smoke, supplies, threat, threatens, truck, tub, vehicle, wildfire, windows
Safety is a constant concern to those living in an area threatened by wildfire. Consider these tips to help you and your family before, during and after a wildfire. The post Safety tips before, during and after a wildfire appeared first on The Cincinnati Insurance Companies blog.
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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test. The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.
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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test. The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.
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Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options. The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Reduce your risk before a wildfire threatens

By agent, attic, buildng, claim, clearance, combustible, cuttings, damage, distance, doors, emergency, fire, fireplace, gas, independent, Insurance, landscaping, lawn, leaves, limbs, maintain, maintenance, materials, mow, mowing, number, plan, prevent, prevention, propane, protect, resilient, Risk Management, roof, shingle, threat, threatens, valve, vegetation, water, wildfire, windows
Although not every wildfire can be prevented, you can take steps to make your property more resilient should a wildfire threaten. The post Reduce your risk before a wildfire threatens appeared first on The Cincinnati Insurance Companies blog.
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Sprinklers essential to safety in high-rise residences

By agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel
High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems. The post Sprinklers essential to safety in high-rise residences appeared first on The Cincinnati Insurance Companies blog.
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Fighting fire: Benefits of a residential sprinkler system

By agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system. The post Fighting fire: Benefits of a residential sprinkler system appeared first on The Cincinnati Insurance Companies blog.
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How annuity maximization could benefit your heirs

By 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. The post How annuity maximization could benefit your heirs appeared first on The Cincinnati Insurance Companies blog.
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