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Cincinnati Insurance Blog

Protect workers: Prevent trench hazards

By agent, construction, Contractor, control, deep, depth, engineer, equipment, excavate, excavation, forklift, independent, Insurance, lift, lifted, load, loader, loss, Occupational Safety and Health Administration, OSHA, prevent, protect, protection, protective, safe, safety, shielding, shoring, slope, sloping, trench
According to fatality statistics from the Occupational Safety and Health Administration, trenching-related fatalities more than doubled between 2012 and 2016. Here are some basic tips that can protect construction workers who perform excavation and trenching activities. The post Protect workers: Prevent trench hazards appeared first on The Cincinnati Insurance Companies blog.
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Safeguarding your fitness club’s good reputation

By abuse, agent, assault, awareness, claim, club, cover, coverage, fitness, Fitness & Recreation, independent, Insurance, insure, misconduct, molest, molestation, operations, policy, preserve, prevent, prevention, protect, recreation, sexual, sports, staff, training, update
The February edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He discusses how having a sexual misconduct awareness and prevention policy can protect a fitness club’s staff and clients. The post Safeguarding your fitness club’s good reputation appeared first on The Cincinnati Insurance Companies blog.
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Protect your privacy on the ‘internet of things’

By agent, city, concerns, connect, connected, connection, cyber, data, home, independent, information, Insurance, internet, Lifestyle, online, password, prevent, privacy, protect, secure, security, self, smart speaker, update, virus, wearable, wifi
A man stops at the grocery store after work for a frozen pizza. As he gets back in his car, he uses his phone to tell his oven to start preheating. The man sits down to eat and realizes he is out of napkins. He tells his smart speaker to order some and grabs a paper towel instead. This man is using a collection of connected devices seemingly to make his life more convenient. This concept is called the “internet of things.” The post Protect your privacy on the ‘internet of things’ appeared first on The Cincinnati Insurance Companies blog.
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Time to double-check your pipes!

By Insurance
With winter sending an arctic blast across much of North America, homeowners and business owners will want to increase monitoring to prevent damage from frozen pipes. Watch our video for tips on how to prevent pipe freezes. These prior posts from our blog give additional information on how to prevent pipe freezes and offer techniques for minimizing damage if you do suffer a pipe freeze. Let it flow, let it flow, let it flow… Did you know that letting your most weather-susceptible faucets drip during periods of extreme cold can keep your water pipes from freezing? Don’t let cold weather ice your…
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Safeguarding your wine collection

By Insurance
A wine collection is a wonderful thing, and a personal one at that — a selection of your favorite wines, aging quietly and, one hopes, increasing both in quality and value. You have invested time and effort into building your cellar. Take steps to ensure that your wine is protected. The quality and consistency of your storage is critical. The worst thing for wine is rapid temperature fluctuation, which speeds up the deterioration of the wine and prevents the slow development that produces exquisite, mature wine. Keep a consistent temperature as close to 56 degrees as possible, and never above…
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Keeping it chill – The lowdown on home wine cellars

By agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, Contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, Insurance, label, Lifestyle, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine
In a previous article, I discussed the importance of proper wine storage: temperature control (cool and consistent), humidity control, protection from direct sunlight and protection from vibration. Unless you store your wine in a deep cellar, these conditions will not occur naturally. They can, however, be obtained through construction. The post Keeping it chill – The lowdown on home wine cellars appeared first on The Cincinnati Insurance Companies blog.
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Remodeling, renovation can affect home’s value

By addition, agent, build, built-in, claim, construct, construction, cost, cover, coverage, deck, decking, design, endorsement, feature, finish, finishing, independent, Insurance, limit, loss, materials, original, Personal Insurance, policy, project, quality, rebuild, reconstruct, reconstruction, remodel, remodeling, renovate, renovation, replace, roof, upgrade, value, wall, window
Remodeling and renovation projects can add significantly to the value of your home. Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The post Remodeling, renovation can affect home’s value appeared first on The Cincinnati Insurance Companies blog.
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In a car accident? Here’s what to do

By accident, address, agent, app, auto, automobile, business, call, camera, car, claim, claims, company, Consumer Tips, crash, exchange, independent, information, injuries, injury, Insurance, lights, mechanical, personal, phone, photo, safe, safely, safety, truck, vehicle, weather, wreck
Nobody likes to think about getting into an automobile accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after an accident can help keep you and your passengers safe and simplify the process of filing an insurance claim. The post In a car accident? Here’s what to do appeared first on The Cincinnati Insurance Companies blog.
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