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Consider the hidden risks of mulching

By agent, buildings, crushed, dry, extinguish, fire, hardscape, home, Home Protection-Fire, ignite, independent, Insurance, landscape, mulch, mulching, pavers, pebbles, prevent, property, protect, rock, smoking, soil, sparks, stone, structures, temperatures, warm, wildfire, wind
mulch-fire

One of your annual gardening tasks might involve applying a new layer of mulch to help control weed growth, reduce soil erosion and add nutrients to the soil. While your fruits, vegetables or ornamentals might benefit, mulch is a combustible material, and care must be taken to avoid the possibility of it igniting.

The post Consider the hidden risks of mulching appeared first on The Cincinnati Insurance Companies blog.

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Technology helps identify, reward safe drivers

By accelration, agent, app, auto, automobile, behavior, discounts, Distracted Driving, distraction, drive, driver, habits, harsh braking, independent, Insurance, parent, phone, policyholder, premium, prevent, RideWell, Risk Management, safe, savings, smartphone, speeding, technology, teenager, telematics, vehicle
new-driver

You’re a safe driver: You follow all traffic laws, don’t speed and never allow yourself to be distracted by your phone while driving. Suppose you could take credit for your efforts and earn a discount on your car insurance? With growing adoption of telematics by insurance companies, you can.

The post Technology helps identify, reward safe drivers appeared first on The Cincinnati Insurance Companies blog.

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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
coping-with-catastrophe

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.

The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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Make a generator part of your emergency backup plan

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emergency-generator

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages.

The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

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Woodchippers efficient, but demand extra caution

By agent, blades, caught-in, caution, chute, controls, ear protection, earplugs, eye protection, feed, gloves, hands, hazard, independent, injury, instructions, Insurance, lockout, precaution, prevent, projectile, protect, push, safety glasses, Safety Tips, size, Spring Storms, tool, wood, woodchipper
woodchipper

Woodchippers are an efficient way to clean up wood, fallen branches and other debris, but their force and rapidly moving blades pose serious dangers. Follow these safety practices to use a woodchipper safely and effectively.

The post Woodchippers efficient, but demand extra caution appeared first on The Cincinnati Insurance Companies blog.

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Tips to protect taxpayers from identity theftduring and after the pandemic

By agent, caution, charities, compromise, Consumer Tips, coronavirus, COVID-19, crime, cybercrime, data, email, fake, file, filing, fraud, identity, independent, Insurance, IRS, Pandemic, phishing, phone, prevent, protect, ransomware, return preparer, returns, scam, social media, tax, taxes, taxpayer, theft, vishing, website
taxpayers-identity-protection

Taxpayers, beware of fraudsters out to trick you for your information. Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Here are tips the IRS wants you to know about identity theft so you can avoid becoming a victim.

The post Tips to protect taxpayers from identity theft<br>during and after the pandemic appeared first on The Cincinnati Insurance Companies blog.

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Walking (and driving) in a winter wonderland

By agent, careful, clearing, daylight, drivers, driving, field, focus, highways, ice, independent, Insurance, muck, observe, Pandemic, pedestrians, people, pets, road, safe, safety, Safety Tips, scan, snow, vehicles, visibility, walking, walkways, winter, Winter Prep
man-scraping-car

I don’t know about you, but I have noticed many more people out and about as the coronavirus pandemic lingers. In my neighborhood, people are jogging, pushing baby carriages, chasing toddlers, walking dogs and riding bikes. On the surface, it’s good to see people getting exercise, fresh air and even socializing at safe distances. But an increase in foot traffic can create some concerns.

The post Walking (and driving) in a winter wonderland appeared first on The Cincinnati Insurance Companies blog.

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The hidden effect of COVID-19 on fleet safety

By agent, alcohol, Business Insurance, car, commercial, COVID-19, crash, crash rate, driver, drug, faster, fatality, fleet, independent, Insurance, maintenance, manage, manager, miles, Pandemic, pools, private, re-evaluate, road, safe, safety, Safety Tips, seat belt, service, traffic, truck, unsafe, van
fleet-safety

If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased.

The post The hidden effect of COVID-19 on fleet safety appeared first on The Cincinnati Insurance Companies blog.

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