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International travel is back, but extra steps needed

By adapter, advisories, agent, airport, bank, cash, consulate, Consumer Tips, COVID-19, credit, debit, departure, embassy, emergency, health, Hospitality, independent, Insurance, license, luggage, mobile, money, Pandemic, passport, REAL ID, rental, restrictions, safe, safety, Safety Tips, security, service, State Department, STEP, transportation, travel, traveler, wallet
woman-in-airport

International travel is once again a possibility for many people. While it is always exciting to visit new countries, you must heed some key tips before visiting, and the global pandemic has added to the list.

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Produce safety and your health: Wash first, cut later

By agent, animals, bacteria, deadly, e. coli, family, fatal, food poisoning, fruit, gastrointestinal, hepatitis A, herb, hygiene, illness, independent, infection, Insurance, listeria, norovirus, pathogen, prevent, produce, protect, Safety Tips, salmonella, sanitary, shigella, sick, soil, sprouts, training, upset, vegetable, virus, water, worker
produce

Apples and cantaloupe, lettuce and zucchini – fruits and vegetables from A to Z have all been recalled in recent years for contamination. We’re not talking simply about dirt. We’re talking about pathogens that could make you sick and even be deadly. But awareness and careful food preparation can help protect your family’s health.

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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
contractor-construction-site

Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable.

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5 ways to protect your home from wildfire embers

By agent, attic, burning, combustible, defensible space, embers, flammable, foundation, gable, Home Construction, Home Protection-Fire, ignite, independent, Insurance, landscaping, mesh, prevent, protect, ridge, roof, screening, siding, soffit, trees, vent, wildfire
wildfire-embers

You’ve taken the precautions to make your home resistant to wildfire by installing non-combustible siding and roofing, removing all wood attachments, managing vegetation and landscaping and providing adequate defensible space, yet you may still be at risk.

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Aboard a WWII troop ship on Fourth of July

By agent, Army, Atlantic, Beckman, Fourth of July, German, Independence Day, independent, Insurance, July 4, Lifestyle, ocean, Scythia, serve, service, ship, soldier, troop, U-boat, uniform, United States, War, Western Front, world War II, WWII
football-winners

July 2, 1944: an American soldier slowly walks the steep incline to board a ship for an extended voyage overseas. All around him the city of New York is alive with the hustle and bustle of everyday life. Kids run around the boardwalk chasing each other while the balloons wrapped around their wrists bobble and struggle to catch up. Young couples walk hand in hand as if they are the only two people on earth, unaware of large ships preparing to leave port.

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Entrust storm repairs to honest contractors

By agent, catastrophe, construction, Consumer Tips, Contractor, copy, coverage, damage, FEMA, fire, flood, Home Construction, hurricane, independent, Insurance, license, payment, repair, roof, scam, Spring Storms, storm, tornado, vigilant, wildfire, writing
house-underinsured

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour.

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Preserve your prized jewelry and watches

By agent, aisle, appraisal, appraise, box, bracelet, Capstone, carry-on, clean, heirloom, independent, inspection, Insurance, jewelry, locked, locket, necklace, overhead, packing, photos, precious, preserve, prized, protect, receipts, ring, safe, social media, travel, valuable, Valuable Articles, value, vault, watch
jewelry-box

Jewelry and watches have a strong appeal to many people. They can represent sentiment, personal adornment, private assets, family heirlooms and collectible works of art. Because of their unique value, jewelry worn today should be preserved for tomorrow.

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The Three Little Pigs and the price of a stick house

By 2020, 2021, 2022, agent, cost, coverage, COVID, craftspeople, damage, expense, Home Construction, house, increasing, independent, Insurance, labor, loss, lumber, Pandemic, prices, rebuild, reconstruct, reconstruction, rising, shortage, skilled, stick, Three Little Pigs, Valuation
lumber-yard

Growing up, I loved reading the tale of “The Three Little Pigs,” never thinking much of how the story could ever relate to my adult life. As an occupational hazard, I often think now of the second little pig: “How is he going to rebuild his house of sticks that the wolf blew down?”

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