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Scharver Insurance Group

When things change, review your life insurance beneficiary

By adoption, agent, annulment, baby, beneficiaries, beneficiary, benefit, birth, business, claim, death, dissolution, divorce, estate, financial, independent, Insurance, life, Life Insurance, marriage, plan, policy, protect, security, succession, trust, trustee, will
You name a beneficiary when you purchase a life insurance policy. This designation lets the insurance company know who should receive the proceeds of the policy. Keeping your beneficiary designation current is key to ensuring your life insurance benefits are paid as you desire. By not updating your beneficiary designation, your benefits may go to your estate instead of to those who need it the most. The post When things change, review your life insurance beneficiary appeared first on The Cincinnati Insurance Companies blog.
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Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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Lightning, power surge? EBC can protect your property

By agent, air conditioning, breakdown, building, business, Business Insurance, computer, cover, coverage, device, devices, electrical, electricity, equipment, independent, Insurance, lightning, manufacturing, power, property, protect, refrigeration, surge
Most companies large and small depend on electrically powered equipment for some part of their business: air conditioning and refrigeration, computer systems and manufacturing equipment, for example. Lightning and the resulting power surge are a common threat. But you can protect your business by purchasing equipment breakdown coverage. The post Lightning, power surge? EBC can protect your property appeared first on The Cincinnati Insurance Companies blog.
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Prevent falls: Help seniors live healthier lives

By adult, adults, aged, agent, aging, bar, care, ear, elder, elderly, eye, fall, falls, foot, footwear, grab, hazard, health, hearing, hip, home, hospital, independent, injured, injury, Insurance, mat, mature, medical, medicine, non-slip, older, outside, prevent, protect, railings, rails, rug, safe, safety, Safety Tips, senior, shoe, shower, stairs, steps, toilet, trip, tub, vision, walker
As Americans age, seniors are especially at risk of being injured by a fall. But it doesn’t have to be that way. Falls should not be considered a normal, expected result of aging. Nevertheless, they can be serious and costly for older adults. The post Prevent falls: Help seniors live healthier lives appeared first on The Cincinnati Insurance Companies blog.
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Heat stress: Don’t underestimate the danger

By administration, agent, air conditioning, app, burn, business, children, clothing, cold, cool, elderly, exhaustion, fluid, health, heat, hot, humidity, illness, independent, index, indoor, infants, Insurance, occupational, OSHA, outdoor, outdoors, personal, play, precautions, public, rest, safety, Safety Tips, schedule, shade, slowdown, sports, strenuous, stress, stroke, symptoms, water, work
Heat is a leading weather-related killer, and those who work or spend time outdoors should consider strategies to avoid heat-related illnesses. The post Heat stress: Don’t underestimate the danger appeared first on The Cincinnati Insurance Companies blog.
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Outdoor gatherings: Making memories, not regrets

By adults, agent, alcohol, celebration, children, damage, food, gathering, guest, homeowner, homeowner's, host, hurt, independent, injured, injury, Insurance, liability, liable, liquor, location, outdoor, party, Personal Insurance, play, play equipment, playground, policy, pool, prevent, property, protect, reception, rent, rental, rented, tent, venue
Block parties, wedding receptions, graduation celebrations, family reunions: These are just some of the events that are fun to take outdoors. But when you’re the host, your concerns need to extend beyond hoping for cooperative weather and stocking snacks. The post Outdoor gatherings: Making memories, not regrets appeared first on The Cincinnati Insurance Companies blog.
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Remembering WWII: Staying true to a pledge

By agent, air, Air Force, Army, Athenaeum, aviation, aviator, B-24, battle, bombardment, bomber, cards, cousin, crew, crewmates, fire, force, grandfather, ground, heavy, II, independent, Insurance, Liberator, Lifestyle, memorial, Memorial Day, memories, memory, Miami, military, mission, navigator, Ohio, petroleum, priest, priesthood, remember, remembering, remembers, service, university, War, world, WWII
While my grandfather offered land support on the Western Front during World War II, his cousin, Joe Beckman, offered air support in the Pacific over Guadalcanal, New Guinea and the Philippines. Some of his fiercest battles took place over the seaport of Balikpapan. The post Remembering WWII: Staying true to a pledge appeared first on The Cincinnati Insurance Companies blog.
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