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How annuity maximization could benefit your heirs

By 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. The post How annuity maximization could benefit your heirs appeared first on The Cincinnati Insurance Companies blog.
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Stop the roll – Checklist for wheelchairs in transport

By agency, brakes, checklist, control, equip, equipped, facility, family, friend, gate, health, home, independent, inspect, Insurance, lift, maintain, platform, power, precautions, prevent, protect, safe, safety, Social Services, strap, tie-down, traffic, training, transport, vehicle, wheelchair
Whether you are a caregiver for the differently abled in a health facility, a home health care environment or for a family member or friend, take all appropriate safety precautions when transporting a person who uses a wheelchair. The post Stop the roll – Checklist for wheelchairs in transport appeared first on The Cincinnati Insurance Companies blog.
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How does group life insurance measure up?

By age, agent, business, family, financial, group, household, independent, individual, Insurance, life, Life Insurance, owned, planning, policy, portable, premiums, pricing, protect, protection, services, simplicity, voluntary
Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection. The post How does group life insurance measure up? appeared first on The Cincinnati Insurance Companies blog.
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Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, probate, proceeds, protect, tax-free, taxes
Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan. The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.
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Life insurance protects, offers peace of mind

By agent, consumer, data, family, financial, independent, Insurance, life, Life Insurance, love, parent, prepare, protect, single, stress, survey, unknown
Did you know most Americans (78 percent) agree that preparing financially for life’s unknowns is a way to show that you care? In fact, a little closer look at the data finds almost 2 in 3 (65 percent) think that having life insurance is key to taking care of their family financially. The post Life insurance protects, offers peace of mind appeared first on The Cincinnati Insurance Companies blog.
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Preventing fires in the home

By agent, alarm, bedroom, cooking, danger, dangerous, escape, evacuate, evacuation, family, FEMA, fire, Fire Prevention, home, independent, Insurance, kitchen, levels, loose, prevent, prevention, protect, route, smoke, U.S. Fire Administration
A home fire is your most dangerous fire threat. This video from the U.S. Fire Administration has tips for preventing fires at home. The post Preventing fires in the home appeared first on The Cincinnati Insurance Companies blog.
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Don’t put it off: Assess your life insurance

By affordable, agent, benefit, care, childcare, cost, cover, coverage, education, expenses, family, financial, help, independent, Insurance, life, Life Insurance, LIMRA, loved, mortgage, need, payments, peak, policy, protect, salary, survivor, term, time, utilities, wages, whole, years
Would you believe that 1 in 5 families with children under age 18 does not have life insurance? As shocking as that may be to many of us, a 2018 study by LIMRA, a leading insurance and financial services trade organization, also found that 3 in 10 families would be in immediate financial trouble if a primary wage earner died. And, nearly half of respondents would experience financial adversity in just six months. The post Don’t put it off: Assess your life insurance appeared first on The Cincinnati Insurance Companies blog.
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