independent Archives - Page 17 of 25 - Scharver Insurance Group

Jul 30

Control your equipment breakdown costs

By Scharver Insurance Group accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, interruption, loss, losses, machine, machinery, policy, production, property, steam, tenant

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment. The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

Jul 23

Can you depend on crowdfunding for funeral costs?

By Scharver Insurance Group agent, burden, costs, crowdfunding, death, dependent, die, donate, expenses, final, financial, generosity, healthy, independent, Insurance, life, Life Insurance, LIMRA, loved, policy, stability, survivor, sympathy, unforeseen, young

It’s an all-too-common occurrence: A family loses a loved one unexpectedly and is forced to appeal for help to cover expenses. Many of us have seen the memorials on social media, the crowdfunding websites or the donation bins at a local store for a family dealing with an unexpected loss. In many cases, the family must reveal personal details – forfeiting privacy – just to get the help they need. The post Can you depend on crowdfunding for funeral costs? appeared first on The Cincinnati Insurance Companies blog.

Jul 16

Thermography: Seeing the heat before the fire

By Scharver Insurance Group agent, business, Cincinnati, control, damage, danger, electrical, fire, Fire Prevention, heat, image, imaging, independent, infrared, injure, injury, Insurance, loss, money, potential, prevent, prevention, problem, protect, saving, system, technology, themal, thermography, workplace

They looked just like any other circuit breakers: a set of electrical devices mounted in a steel box. But inside, invisible to the human eye, was a hidden danger. The breakers were smoldering at 159.7 degrees. Thermography made the danger visible. The post Thermography: Seeing the heat before the fire appeared first on The Cincinnati Insurance Companies blog.

Jul 09

How not to get stuck in a hospital far from home

By Scharver Insurance Group agent, app, application, care, claim, Consumer Tips, crisis, disaster, domestic, financial, form, health, hospital, hospitalized, independent, Insurance, jet, language, medical, Medjet, MedjetAssist, MedjetHorizon, member, membership, mobile, MyCincinnati, natural, overseas, patient, payments, phone, protect, response, risk, security, service, support, terrorism, threat, transfer, transport, travel, treatment, violence, violent

You know how important it is to be treated by physicians you trust in a facility you choose. Yet many people, when faced with an accident or illness while traveling, find themselves stuck in a hospital far from home – at the mercy of health or travel insurance companies in determining the “acceptability” of a facility and the “medical necessity” of a transfer home. The post How not to get stuck in a hospital far from home appeared first on The Cincinnati Insurance Companies blog.

Jul 02

Travel insurance: Secret weapon of savvy travelers

By Scharver Insurance Group advice, agent, agents, airline, carrier, Consumer Tips, contract, coverage, destination, details, discount, flight, hotel, independent, Insurance, planner, plans, policy, price, professional, purchase, quote, ticket, time, travel, travelers, trip, value

One of our family’s most favorite vacations was almost over before we left town. The post Travel insurance: Secret weapon of savvy travelers appeared first on The Cincinnati Insurance Companies blog.

Jun 25

How does group life insurance measure up?

By Scharver Insurance Group age, agent, business, family, financial, group, household, independent, individual, Insurance, life, Life Insurance, owned, planning, policy, portable, premiums, pricing, protect, protection, services, simplicity, voluntary

Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection. The post How does group life insurance measure up? appeared first on The Cincinnati Insurance Companies blog.

Jun 18

Drug testing helps secure safer workplace

By Scharver Insurance Group agent, best practices, business, Business Insurance, candidates, commercial, company, drug, drug-free, employee, employer, federal, gray area, independent, Insurance, legal, legalized, marijuana, population, prevent, prospective, protect, safe, safety, standards, state, test, testing, usage, use, worker, workers, workplace

Employers committed to safety are continuing to follow best practices for maintaining a drug-free workplace, despite recent changes in employee drug testing laws. The post Drug testing helps secure safer workplace appeared first on The Cincinnati Insurance Companies blog.

Jun 11

Keep children safe at your home pool

By Scharver Insurance Group agent, alarm, barrier, child, children, covers, drain, equipment, fence, floats, furniture, home, independent, Insurance, ladder, lifesaving, lock, lockable, pets, poles, pool, prevent, protect, rings, safe, safety, Safety Tips, security, steps, storage, swimming, toys

You can take steps to substantially reduce the likelihood of an accidental drowning in your home pool. The No. 1 rule: Never leave a child unattended or unsupervised around a pool. The post Keep children safe at your home pool appeared first on The Cincinnati Insurance Companies blog.

Jun 04

Strengthen safety at your fitness facility

By Scharver Insurance Group agent, club, ClubSolutions, danger, facility, fitness, Fitness & Recreation, hazard, health, independent, Insurance, magazine, manage, prevent, reblog, recreation, risk, safety, tips

The May edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers tips for health and fitness facilities looking to improve their safety practices. The post Strengthen safety at your fitness facility appeared first on The Cincinnati Insurance Companies blog.

May 28

Hazardous waste: Proper disposal matters

By Scharver Insurance Group agent, cleaners, combustible, controlled, corrosive, disposal, dispose, drain, empty, explode, fire, flammable, gas, gel, hazardous, household, independent, Insurance, liquid, medications, medicine, paint, pharmaceuticals, powder, product, react, removers, rinse, Safety Tips, solvent, substance, toxic, trash, waste, water

What’s out of sight is frequently out of mind, including that bucket full of household cleaners in the garage or under the sink. You use them, and then you are faced with the prospect of disposing of them. While it might be tempting to just throw these types of cleaners in the trash – don’t. The post Hazardous waste: Proper disposal matters appeared first on The Cincinnati Insurance Companies blog.

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