outdoor Archives - Scharver Insurance Group

Jun 21

Get ‘hurricane ready’ before storms threaten home or business

By Scharver Insurance Group agent, batteries, business, car, claim, coverage, damage, employees, evacuate, family, flood, food, generator, home, hurricane, independent, Insurance, inventory, medications, outdoor, papers, people, prepare, property, protect, rain, supplies, truck, vehicle, water, wind, windows, workers, yard

Weather forecasters predict above-average activity this Atlantic hurricane season, which runs from June 1 to November 30. Take steps to minimize damage and speed recovery. The post Get ‘hurricane ready’ before storms threaten home or business appeared first on The Cincinnati Insurance Companies blog.

May 24

Summer! Time for play … and maybe some work, too

By Scharver Insurance Group agency, agent, boating, cobblestone, Consumer Tips, dining, DIY, fire, gardening, grilling, hardscape, hazardous, home, independent, Insurance, maintenance, outdoor, paver, planting, play, power, prevent, protect, repair, safe, safety, Safety Tips, summer, tips, tools, waste, watercraft, woodchippers, work, yard

Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the boat out, work in the garden or make a dent on that list of home improvement projects. Whatever your chosen activity, here are some safety and consumer tips from our blog. The post Summer! Time for play … and maybe some work, too appeared first on The Cincinnati Insurance Companies blog.

Dec 29

Consider safety before taking your restaurant outdoors

By Scharver Insurance Group agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

Oct 27

Enjoy your patio heater this fall, but use it safely

By Scharver Insurance Group agent, awnings, balcony, business, carbon monoxide, certified, CO, cold, combustible, CSA, dome, electric, entry, exit, fire, Fire Prevention, fuel, gas-fired, hazard, heater, home, Home Protection-Fire, ignition, independent, inspect, Insurance, outdoor, patio, pole, prevent, propane, protect, reflector, restaurant, Safety Tips, shield, store, switch, tilt, tipover, UL, weather, zoning

Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks. The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.

Jun 05

Heat stress: Don’t underestimate the danger

By Scharver Insurance Group administration, agent, air conditioning, app, burn, business, children, clothing, cold, cool, elderly, exhaustion, fluid, health, heat, hot, humidity, illness, independent, index, indoor, infants, Insurance, occupational, OSHA, outdoor, outdoors, personal, play, precautions, public, rest, safety, Safety Tips, schedule, shade, slowdown, sports, strenuous, stress, stroke, symptoms, water, work

Heat is a leading weather-related killer, and those who work or spend time outdoors should consider strategies to avoid heat-related illnesses. The post Heat stress: Don’t underestimate the danger appeared first on The Cincinnati Insurance Companies blog.

May 29

Outdoor gatherings: Making memories, not regrets

By Scharver Insurance Group adults, agent, alcohol, celebration, children, damage, food, gathering, guest, homeowner, homeowner's, host, hurt, independent, injured, injury, Insurance, liability, liable, liquor, location, outdoor, party, Personal Insurance, play, play equipment, playground, policy, pool, prevent, property, protect, reception, rent, rental, rented, tent, venue

Block parties, wedding receptions, graduation celebrations, family reunions: These are just some of the events that are fun to take outdoors. But when you’re the host, your concerns need to extend beyond hoping for cooperative weather and stocking snacks. The post Outdoor gatherings: Making memories, not regrets appeared first on The Cincinnati Insurance Companies blog.

Mar 20

Spring checklist: How did your home hold up?

By Scharver Insurance Group agent, air conditioning, alarm, batteries, carbon, caulking, cooling, driveways, dryer, equipment, exterior, faucet, fixup, gutters, heating, home, independent, Insurance, lighting, maintenance, monoxide, outdoor, paint, Personal Insurance, pipes, play, prevent, protect, pump, railings, repair, replace, roof, safe, safety, service, sidewalks, siding, smoke, spring, sump, vent, windows

As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues. The post Spring checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.

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