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Strategies for reopening your fitness club

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, Pandemic, prevent, protect, recreation, reopening, sanitization, sports, spread, staff, train, training, transmission, virus
The June edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers tips for health and fitness facilities as they reopen after shutdowns to slow the spread of coronavirus. The post Strategies for reopening your fitness club appeared first on The Cincinnati Insurance Companies blog.
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Be ready for lightning storms

By agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather
Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm. The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.
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Defensible space can make the difference in a wildfire

By agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone
Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.
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Do you have adequate homeowner insurance coverage?

By agent, cost, emotional, homeowner, homeowner's, independent, Insurance, money, Personal Insurance, policy, premium, prepare, price, protect, save, saved, savings, total, worst-case
When you think of purchasing insurance, you may feel the most important factor is how much money you can save. But when you saved a few dollars on the front end, is that really what you will care about in the event of a total loss? The post Do you have adequate homeowner insurance coverage? appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Reducing fires and burns in the kitchen

By agent, alarm, baking, burner, burns, carbon monoxide, children, cooking, cooktop, detector, electric, extinguisher, fire, Fire Prevention, flame, food, frying, gas, grease, grill, independent, Insurance, Loss Control, microwave, oil, oven, Pandemic, prevent, protect, range, Risk Management, roasting, smoke, stove
With the dine-in restaurant world shut down, we are cooking more at home – and we have the grocery bills to prove it. But with more cooking and more time being spent at home comes the very real potential for kitchen-related fires and burns, including to children. The post Reducing fires and burns in the kitchen appeared first on The Cincinnati Insurance Companies blog.
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Personal umbrella policy protects you from large liability loss

By agent, auto, children, consequences, deductible, dog, financial, independent, Insurance, large, liability, limit, loss, ownership, personal, Personal Insurance, policy, property, protect, umbrella, underlying
While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss. The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.
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Beware of COVID-19 cyber scams and fraud

By agent, attachments, CISA, criminal, cyber, email, FBI, financial, fraud, fraudulent, FTC, government, independent, information, infrastructure, Insurance, internet, legitimate, online, Pandemic, personal, phish, phishing, prevent, protect, resources, risk, robocalls, scam, social engineering, telephone, unsolicited, verify, vigilant, websites
Scammers love to exploit fear, and there’s plenty of that around right now with the COVID-19 threat. The most recent round of fake emails play off pandemic fears and promote false information. Federal agencies are encouraging individuals to remain vigilant for scams related to COVID-19. The post Beware of COVID-19 cyber scams and fraud appeared first on The Cincinnati Insurance Companies blog.
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Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term? The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.
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