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risk

Give your chimney a clean sweep

By agent, buildup, burn, chimney, clean, cold, creosote, duration, fire, firebox, flue, independent, Insurance, internal, management, overload, paper, prevent, prevention, protect, risk, Risk Management, safety, seasoned, smoke, sweep, temperature, trash, valuable, wood
chimney-fire-prevention

Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually. Maintaining a chimney through an annual inspection and cleaning is critical, especially as winter approaches and temperatures drop.

The post Give your chimney a clean sweep appeared first on The Cincinnati Insurance Companies blog.

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Conducting effective vendor risk assessments

By agency, agent, annual, assessment, bankruptcy, bi-annual, breach, business, Business Insurance, complaint, compliance, Consumer Tips, customer, data, fines, global, identify, independent, Insurance, layoff, monitor, non-profit, organization, penalties, privacy, quarterly, risk, security, semi-annual, small, time, vendor, violation
vendor-risk-assessment

Nearly all organizations need to work with vendors or third-party suppliers. Whether you’re a global organization, a non-profit institution, an agency or a small business, your organization has the potential to face severe fines and penalties for failing to understand and comply with applicable regulations.

The post Conducting effective vendor risk assessments appeared first on The Cincinnati Insurance Companies blog.

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Cyber security essential for smart homes

By agent, attack, camera, children, coverage, currency, cyber, data, door, extortion, firewall, hack, hacking, heat, home, independent, information, Insurance, lights, locks, management, network, personal, Personal Insurance, prevent, protect, risk, spy, technology, thermostat, threat
cyber-security-smart-home

Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity.

The post Cyber security essential for smart homes appeared first on The Cincinnati Insurance Companies blog.

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Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
water-shut-off

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.

The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.

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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
water-damage-shut-off-device

Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device.

The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.

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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
water-damage-shut-off-device

Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device.

The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.

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How not to get stuck in a hospital far from home

By agent, app, application, care, claim, Consumer Tips, crisis, disaster, domestic, financial, form, health, hospital, hospitalized, independent, Insurance, jet, language, medical, Medjet, MedjetAssist, MedjetHorizon, member, membership, mobile, MyCincinnati, natural, overseas, patient, payments, phone, protect, response, risk, security, service, support, terrorism, threat, transfer, transport, travel, treatment, violence, violent
medjet-service

You know how important it is to be treated by physicians you trust in a facility you choose. Yet many people, when faced with an accident or illness while traveling, find themselves stuck in a hospital far from home – at the mercy of health or travel insurance companies in determining the “acceptability” of a facility and the “medical necessity” of a transfer home.

The post How not to get stuck in a hospital far from home appeared first on The Cincinnati Insurance Companies blog.

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Strengthen safety at your fitness facility

By agent, club, ClubSolutions, danger, facility, fitness, Fitness & Recreation, hazard, health, independent, Insurance, magazine, manage, prevent, reblog, recreation, risk, safety, tips
floor-safety

The May edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers tips for health and fitness facilities looking to improve their safety practices.

The post Strengthen safety at your fitness facility appeared first on The Cincinnati Insurance Companies blog.

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Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
house-underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses.

The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.

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Know the basics of employment practices liability

By agent, allegations, business, club, cover, coverage, directors, discrimination, disgruntled, duties, EEOC, employee, employment, fitness, Fitness & Recreation, gym, harassment, independent, Insurance, lawsuit, liability, managers, medical, practices, professional, protect, risk, sexual, sports, sue, suit, supervisors, termination, worker, wrongful
signs-insurance-risk-CGL

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He discusses how even the most professional workplace has a liability risk from a disgruntled former employee.

The post Know the basics of employment practices liability appeared first on The Cincinnati Insurance Companies blog.

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