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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
contractor-construction-site

Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable.

The post Contractors caught in post-COVID volatility appeared first on The Cincinnati Insurance Companies blog.

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Skiing: Is it worth the risk? A method to help you decide

By administrative, agent, analyze, assessment, avoidance, clothing, Consumer Tips, decision, elimination, engineering, eyewear, helmet, hierarchy, independent, injury, Insurance, Loss Control, mitigating, mitigation, options, personal protective equipment, potential, PPE, prevent, principles, protect, reduce, risk, safe, ski, skiing, substitution, technique
skiing-risk

In both our business and personal lives, risk is unavoidable. But accepting risk needn’t be “all or nothing.” You have options for mitigating an identified risk, and the same principles you might use in assessing a business risk can be used in your personal life.

The post Skiing: Is it worth the risk? A method to help you decide appeared first on The Cincinnati Insurance Companies blog.

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Reduce legionella bacteria after COVID-19 shutdown

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, legionella, Legionnaires’ Disease, Pandemic, prevent, protect, recreation, reopening, risk, sanitization, sports, spread, staff, train, training, transmission, virus, water
reopening-pool

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers a reminder that Legionella bacteria, known to cause Legionnaires’ disease, can be present in water systems shut down due to COVID-19. His article provides tips for dealing with the risk.

The post Reduce legionella bacteria after COVID-19 shutdown appeared first on The Cincinnati Insurance Companies blog.

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Business continuity planning: Are you ready?

By agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor
Business continuity planning: Are you ready?

It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.

The post Business continuity planning: Are you ready? appeared first on The Cincinnati Insurance Companies blog.

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Professional liability coverage options for dentists

By agent, Business Insurance, Chicago Dental Society, claims-made, conditions, consistent, coverage, dentist, exclusions, form, independent, Insurance, liability, limits, medical, occurrence, premium, prevent, procedures, professional, protect, risk, scenario, terms
ducks-in-a-row

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type.

The post Professional liability coverage options for dentists appeared first on The Cincinnati Insurance Companies blog.

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Strategies to protect yourself from cyber security risks

By agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video
cyber-security-strategies

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet.

The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

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Beware of COVID-19 cyber scams and fraud

By agent, attachments, CISA, criminal, cyber, email, FBI, financial, fraud, fraudulent, FTC, government, independent, information, infrastructure, Insurance, internet, legitimate, online, Pandemic, personal, phish, phishing, prevent, protect, resources, risk, robocalls, scam, social engineering, telephone, unsolicited, verify, vigilant, websites
cyber-scams

Scammers love to exploit fear, and there’s plenty of that around right now with the COVID-19 threat. The most recent round of fake emails play off pandemic fears and promote false information. Federal agencies are encouraging individuals to remain vigilant for scams related to COVID-19.

The post Beware of COVID-19 cyber scams and fraud appeared first on The Cincinnati Insurance Companies blog.

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