Blog - Page 2 of 26 - Scharver Insurance Group

Apr 26

Tips to help control insurance costs

By Scharver Insurance Group accident, agent, auto, backup, building materials, bundling, claims, Consumer Tips, costs, credit, credits, deductibles, expenses, generator, guidance, independent, injuries, Insurance, labor, medical, multi-policy discount, premiums, protection, purchase, replacement, review, safety, shut-off

Insurance premiums are tied closely to costs of labor, building materials and medical care. As these prices rise, the costs to treat injuries after an auto accident or to repair or replace your home, car and belongings also increase. The post Tips to help control insurance costs appeared first on The Cincinnati Insurance Companies blog.

Apr 19

Enjoy the bicycle boom: 5 tips for safe riding

By Scharver Insurance Group agent, bicycle, bike, cell phone, commute, commuting, cycling, flat, gloves, handlebar, helmet, hydrate, independent, Insurance, lights, mountain, Pandemic, prevent, protect, reflectors, ride, riding, Risk Management, road, safe, safety, Safety Tips, sidewalk, sunglasses, tire, trail, tube, visibility

I put more miles on my bike than my car in 2021. Sticking to a few rules of the road kept me safe and accident-free, and I’d like to share them with you. The post Enjoy the bicycle boom: 5 tips for safe riding appeared first on The Cincinnati Insurance Companies blog.

Apr 12

A refresher on water sport and boating safety

By Scharver Insurance Group accident, accidental, agent, alcohol, boat, boating, buddy, dehydration, drowning, independent, Insurance, lake, life jacket, ocean, operators, Pandemic, passengers, prevent, protect, rip tides, Risk Management, river, Safety Tips, skiing, sunburn, swim, swimming, water, water sport

Boating activity rose significantly during the pandemic, based on increased boat sales, new insurance policies and increased claims and calls for towing assistance. With more people on the water comes more potential for injuries. The post A refresher on water sport and boating safety appeared first on The Cincinnati Insurance Companies blog.

Apr 05

How to get the most from a shingled roof

By Scharver Insurance Group age, agent, asphalt, climate, cold, Consumer Tips, factors, gaps, heat, Home Maintenance, house, ice, independent, inspect, Insurance, life, maintenance, manufacturer, prevent, protect, rain, roof, shingle, sleet, warranty, weather

Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy. The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.

Mar 29

Car mirror adjustment – lean into it

By Scharver Insurance Group accident, adjust, agent, auto, blind, Business Insurance, cab, car, crash, drive, driver, field, field of view, independent, Insurance, look, mirror, Personal Insurance, prevent, protect, road, Safety Tips, semi, side, spot, technology, tractor, trailer, truck, vehicle, view

Knowing how to adjust and use mirrors is one of the easiest and most effective ways to prevent a blind spot car crash. The post Car mirror adjustment – lean into it appeared first on The Cincinnati Insurance Companies blog.

Mar 22

Drizzle or downpour, drive safely in the rain

By Scharver Insurance Group agent, attention, auto, brakes, clear, covers, distance, distract, distraction, downpour, driver, drizzle, flood, fog, headlights, independent, Insurance, manufacturer, passenger, rain, regulations, roadway, Safety Tips, slow, speed, spring, Spring Storms, storm, tires, treads, ventilation, visibility, water, windshield

No matter what part of the country you live in, eventually everyone will encounter driving in the rain. Whether it’s a light sprinkle or a full downpour, it’s important to be prepared. The post Drizzle or downpour, drive safely in the rain appeared first on The Cincinnati Insurance Companies blog.

Mar 15

Fleet tracking rewards drivers, businesses

By Scharver Insurance Group agent, alerts, Azuga, braking, Business Insurance, cost, diagnostic, discount, distracted, Distracted Driving, driving, fleet, fuel, geofence, geolocation, GPS, idling, independent, Insurance, location, maximize, prevent, protect, RideWell, safe, safety, saving, status, tagging, telematics, tracking, trip, truck

What if a business owner could deploy technology that would monitor their vehicle fleet, help reduce expenses and encourage their employees to drive safely? Those goals are now within reach using vehicle telematics. And your insurance company is likely already on board. The post Fleet tracking rewards drivers, businesses appeared first on The Cincinnati Insurance Companies blog.

Mar 08

Insurance can protect your pandemic renovations

By Scharver Insurance Group adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value

If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate. The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.

Mar 01

What’s included in a homeowner policy?

By Scharver Insurance Group agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine

Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage. The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.

Feb 22

Managing hiring risks during labor shortages

By Scharver Insurance Group agent, attorney, background, Business Insurance, checks, coronavirus, counsel, COVID-19, cross-training, customers, decisions, driver, drug, employee, federal, hiring, independent, Insurance, labor, law, legal, local, Loss Control, managers, motor, MVR, oversight, Pandemic, personnel, practices, reputation, risk, screening, service, shortage, standards, state, testing, vehicle

Many business owners are facing labor shortages made more acute by the coronavirus pandemic. As employers look to hire workers, they struggle to answer tough questions. The post Managing hiring risks during labor shortages appeared first on The Cincinnati Insurance Companies blog.

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