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Managing hiring risks during labor shortages

By agent, attorney, background, Business Insurance, checks, coronavirus, counsel, COVID-19, cross-training, customers, decisions, driver, drug, employee, federal, hiring, independent, Insurance, labor, law, legal, local, Loss Control, managers, motor, MVR, oversight, Pandemic, personnel, practices, reputation, risk, screening, service, shortage, standards, state, testing, vehicle
Many business owners are facing labor shortages made more acute by the coronavirus pandemic. As employers look to hire workers, they struggle to answer tough questions. The post Managing hiring risks during labor shortages appeared first on The Cincinnati Insurance Companies blog.
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Tips to protect yourself from tax season scams

By agent, caution, charities, compromise, Consumer Tips, coronavirus, COVID-19, crime, cybercrime, data, email, fake, file, filing, fraud, identity, independent, Insurance, IRS, Pandemic, phishing, phone, prevent, protect, ransomware, return preparer, returns, scam, social media, tax, taxes, taxpayer, theft, vishing, website
Taxpayers, beware of fraudsters out to trick you for your information. The IRS continues to urge Americans to be vigilant to tax return identity theft threats during the pandemic and its aftermath in its annual list of Dirty Dozen Tax Scams. The post Tips to protect yourself from tax season scams appeared first on The Cincinnati Insurance Companies blog.
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Landlords: 3 reasons to consider requiring renters insurance

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Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that. The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.
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6 reasons renters need their own insurance

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Most people know renters insurance covers belongings. But did you know it covers more than just personal property? Many people erroneously assume they are covered by their landlord’s policy and skip this important protection. The post 6 reasons renters need their own insurance appeared first on The Cincinnati Insurance Companies blog.
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Follow tips for portable heater safety

By agent, air circulation, automatic, banned, burns, carbon monoxide, ceramic, clearance, CO, combustible, curtains, death, detector, electric, fan-forced, fire, Fire Prevention, flame, flammable, fuel, gas, gasoline, heater, Home Protection-Fire, ignitable, independent, infrared, injury, Insurance, kerosene, liquid, manual, oil-filled, overheat, paper, portable, prevent, propane, protect, safe, safety, Safety Tips, smoke, smoke alarm, space, tip over
Space heaters offer a portable and relatively affordable means of taking the chill out of small spaces. But portable heaters are also a significant source of home fires each year. The post Follow tips for portable heater safety appeared first on The Cincinnati Insurance Companies blog.
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Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm. The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.
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Inspection gives home buyer a deeper look

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Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs. The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.
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7 reasons why single people need life insurance

By accumulate, agent, business, cash value, coverage, custom, depend, dependents, designed, expenses, family, final, independent, individual, Insurance, legacy, life, Life Insurance, married, money, options, premium, program, responsibilities, school, single
Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income. The post 7 reasons why single people need life insurance appeared first on The Cincinnati Insurance Companies blog.
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How an independent agent stands out

By agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling
If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you. The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.
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What to watch for when buying a high-rise condo

By agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water
You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings. The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.
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