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Our privacy policy.

Important information for your use of our website.

Website Visitors

Like most website operators, Scharver Insurance Group collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Scharver Insurance Group’s purpose in collecting non-personally identifying information is to better understand how Scharver Insurance Group’s visitors use its website. From time to time, Scharver Insurance Group may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Scharver Insurance Group also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Scharver Insurance Group does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

Gathering of Personally-Identifying Information

Certain visitors to Scharver Insurance Group’s websites choose to interact with Scharver Insurance Group in ways that require Scharver Insurance Group to gather personally-identifying information. The amount and type of information that Scharver Insurance Group gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with Scharver Insurance Group are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Scharver Insurance Group collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Scharver Insurance Group Scharver Insurance Group does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Use of Personal Data

Scharver Insurance Group may collect aggregated statistics about the behavior of visitors to its websites. For instance, Scharver Insurance Group may monitor the most popular website account on this site. Scharver Insurance Group may display this information publicly or provide it to others. Scharver Insurance Group does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Scharver Insurance Group discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Scharver Insurance Group’s behalf or to provide services available at Scharver Insurance Group’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Scharver Insurance Group’s websites, you consent to the transfer of such information to them. Scharver Insurance Group will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Scharver Insurance Group discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Scharver Insurance Group believes in good faith that disclosure is reasonably necessary to protect the property or rights of Scharver Insurance Group, third parties or the public at large. If you are a registered user of an Scharver Insurance Group website and have supplied your email address, Scharver Insurance Group may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Scharver Insurance Group and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Scharver Insurance Group takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Scharver Insurance Group uses cookies to help Scharver Insurance Group identify and track visitors, their usage of Scharver Insurance Group website, and their website access preferences. Scharver Insurance Group visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Scharver Insurance Group’s websites, with the drawback that certain features of Scharver Insurance Group’s websites may not function properly without the aid of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Scharver Insurance Group may change its Privacy Policy from time to time, and in Scharver Insurance Group’s sole discretion. Scharver Insurance Group encourages visitors to frequently check this page for any changes to its Privacy Policy.

This Privacy Policy is available under a Creative Commons Share-alike license.