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Cincinnati Insurance Blog

Remembering WWII: Staying true to a pledge

By | agent, air, Air Force, Army, Athenaeum, aviation, aviator, B-24, battle, bombardment, bomber, cards, cousin, crew, crewmates, fire, force, grandfather, ground, heavy, II, independent, Insurance, Liberator, Lifestyle, memorial, Memorial Day, memories, memory, Miami, military, mission, navigator, Ohio, petroleum, priest, priesthood, remember, remembering, remembers, service, university, War, world, WWII
world-war-II-memories

While my grandfather offered land support on the Western Front during World War II, his cousin, Joe Beckman, offered air support in the Pacific over Guadalcanal, New Guinea and the Philippines. Some of his fiercest battles took place over the seaport of Balikpapan.

The post Remembering WWII: Staying true to a pledge appeared first on The Cincinnati Insurance Companies blog.

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Artwork on wheels: Insuring your collector auto

By | acquisitions, agent, agreed, antique, auto, automobile, car, claim, collect, collection, collector, cover, coverage, display, drive, exhibit, exotic, fine art, function, garage, glass, independent, Insurance, liability, limited, modern, muscle, parts, personal articles, policy, production, property, protect, protection, roadside, schedule, scheduling, spare, supercar, Valuable Articles, value, vehicle, vintage
collector-car

You’re an automotive enthusiast, a connoisseur of fine machines; only the best will do. Each car you own – whether it’s an exotic supercar, an antique muscle car or a limited production modern collector vehicle – is mechanically and visually perfect down to the minutest cosmetic detail. These are not just cars to you; they are rolling pieces of fine art where form and function meet in perfect harmony. So when it comes to insurance, why not consider insuring their property damage coverage on a personal articles policy?

The post Artwork on wheels: Insuring your collector auto appeared first on The Cincinnati Insurance Companies blog.

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Preserve records to protect wine values

By | accurate, agent, app, apps, bottle, computer, document, documentation, documents, independent, Insurance, insure, inventory, Lifestyle, maintain, market, online, photo, prevent, protect, provenance, purchase, receipt, receipts, record-keeping, records, sale, sell, software, vendor, wine
keeping-wine-records

Once your wine collection is properly stored, perhaps in a well-constructed custom wine cellar, and your systems are appropriately backed up, are you and your wines safe? Maybe not. What is the state of your records?

The post Preserve records to protect wine values appeared first on The Cincinnati Insurance Companies blog.

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Contractors: Focus on safety to attract talent

By | administration, agent, construction, Contractor, contractors, economic, employee, employees, hazard, health, independent, injuries, injury, Insurance, job, labor, occupation, occupational, orientation, prevent, program, protect, safe, safety, shortage, skills, talent, trade, trades, worker, workers, workplace, worksite
contractor-safety-attract-talent

One of the most urgent issues facing construction contractors is the ability to attract and retain talent. Several factors may be in play, including the perception that construction can be a dangerous vocation. One way you can attract and retain top talent is to provide a safe workplace with people who are properly trained and alert to job hazards.

The post Contractors: Focus on safety to attract talent appeared first on The Cincinnati Insurance Companies blog.

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Hail guard: Protecting your business equipment

By | agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, Insurance, loss, Loss Control, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation
hail-guards-can-protect-equipment

Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable.

The post Hail guard: Protecting your business equipment appeared first on The Cincinnati Insurance Companies blog.

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Personal property may need additional protection

By | agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine
personal-property-example

Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy.

The post Personal property may need additional protection appeared first on The Cincinnati Insurance Companies blog.

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Smartphones: The distraction is killing us

By | accident, accidents, agent, bicyclist, car, cell, cognitive, collide, collision, crash, crashes, daydreaming, device, distract, distracted, Distracted Driving, distracting, distraction, drinking, drive, driver, driving, eating, electronic, fatal, fatality, grooming, hands, independent, injure, injured, injury, Insurance, killed, manual, motor, motorist, pedestrian, phone, reading, safe, safety, smartphone, text, texting, truck, van, vehicle, video, visual
distraction-smartphone-distracted-driving

The advent of the smartphone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving.

The post Smartphones: The distraction is killing us appeared first on The Cincinnati Insurance Companies blog.

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If a tree falls, who’s responsible?

By | agent, arborist, branch, branches, conditions, Consumer Tips, cover, coverage, damage, disease, fall, homeowner, house, independent, inspect, Insurance, language, lightning, nature, negligence, negligent, policy, property, responsibility, responsible, storm, terms, tree, trees, trim, wind
tree-on-house

Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible?

The post If a tree falls, who’s responsible? appeared first on The Cincinnati Insurance Companies blog.

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