family Archives - Scharver Insurance Group

Jun 28

Prepare your property for wildfire, then review plans annually

By Scharver Insurance Group "go bag", agent, building, business, checklist, chemicals, clean, debris, defensible, embers, employees, evacuation, family, first responder, flame, food, hazard, home, independent, Insurance, kit, medications, prevent, property, protect, rake, roof, shelter, smoke, supplies, water, wildfire

Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. The post Prepare your property for wildfire, then review plans annually appeared first on The Cincinnati Insurance Companies blog.

Jun 21

Get ‘hurricane ready’ before storms threaten home or business

By Scharver Insurance Group agent, batteries, business, car, claim, coverage, damage, employees, evacuate, family, flood, food, generator, home, hurricane, independent, Insurance, inventory, medications, outdoor, papers, people, prepare, property, protect, rain, supplies, truck, vehicle, water, wind, windows, workers, yard

Weather forecasters predict above-average activity this Atlantic hurricane season, which runs from June 1 to November 30. Take steps to minimize damage and speed recovery. The post Get ‘hurricane ready’ before storms threaten home or business appeared first on The Cincinnati Insurance Companies blog.

Jun 07

Review your business life insurance policy annually

By Scharver Insurance Group agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker

We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs. The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.

Nov 02

7 reasons why single people need life insurance

By Scharver Insurance Group accumulate, agent, business, cash value, coverage, custom, depend, dependents, designed, expenses, family, final, independent, individual, Insurance, legacy, life, Life Insurance, married, money, options, premium, program, responsibilities, school, single

Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income. The post 7 reasons why single people need life insurance appeared first on The Cincinnati Insurance Companies blog.

Sep 21

Fall means family fun for everyone

By Scharver Insurance Group activities, activity, agent, Apple, autumn, COVID, craft, creative, fall, family, farm, festivals, fun, gardenfarmer's market, gatherings, hike, hot chocolate, ideas, independent, Insurance, Lifestyle, precautions, pumpkin, scavenger hunt

The song lyrics “It’s the Most Wonderful Time of the Year” are not just for Christmas, or even back-to-school season for parents of school-age children. If you are anything like me, it applies to the entire season of fall. The post Fall means family fun for everyone appeared first on The Cincinnati Insurance Companies blog.

Aug 31

What to expect when you apply for life insurance

By Scharver Insurance Group agent, application, apply, client, diagnoses, driving, exam, examination, family, health, hospital, independent, information, Insurance, Life Insurance, medical, physician, premiums, prescription, protect, question, smoking, target, The Cincinnati Life Insurance Company, travel, underwriting, workplace

You have discussed your life insurance needs with your agent and you’re ready to complete an application. What’s next? That depends. The post What to expect when you apply for life insurance appeared first on The Cincinnati Insurance Companies blog.

Jul 27

Produce safety and your health: Wash first, cut later

By Scharver Insurance Group agent, animals, bacteria, deadly, e. coli, family, fatal, food poisoning, fruit, gastrointestinal, hepatitis A, herb, hygiene, illness, independent, infection, Insurance, listeria, norovirus, pathogen, prevent, produce, protect, Safety Tips, salmonella, sanitary, shigella, sick, soil, sprouts, training, upset, vegetable, virus, water, worker

Apples and cantaloupe, lettuce and zucchini – fruits and vegetables from A to Z have all been recalled in recent years for contamination. We’re not talking simply about dirt. We’re talking about pathogens that could make you sick and even be deadly. But awareness and careful food preparation can help protect your family’s health. The post Produce safety and your health: Wash first, cut later appeared first on The Cincinnati Insurance Companies blog.

Jul 20

Keep the fun in summer with attention to safety

By Scharver Insurance Group agent, backyard, blade, burns, charcoal, chemical, children, chimenea, combustible, control, cut, family, fire, fire pit, garden, gas, green, grilling, guests, independent, Insurance, lawn, loss, mowing, mulch, pools, prevent, protect, push, riding, safe, safety, Safety Tips, slope, spas, summer, swimming, tips, tubs, yard

Summer. Time to relax and enjoy the fun in your own backyard. But to keep the fun rolling, make sure everyone stays safe and sound. The post Keep the fun in summer with attention to safety appeared first on The Cincinnati Insurance Companies blog.

Mar 23

Checklist: How did your home hold up?

By Scharver Insurance Group agent, air conditioning, batteries, carbon monoxide, check, clean, detectors, driveways, equipment, family, gutters, home, Home Maintenance, house, independent, Insurance, lighting, paint, play, prevent, property, protect, railings, repair, roof, safe, safety, service, sidewalks, siding, smoke, vent, windows

Spring is a good time to assess how your property weathered the winter and to make a “to-do” list to prevent property maintenance and liability issues. The post Checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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