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equipment

Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
older-homes

Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm.

The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.

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Keep your child safe on outdoor play equipment

By agent, backyard, capacity, child, children, configuration, COVID-19, equipment, falls, fatal, guardrails, hazard, height, high, hooks, hurt, independent, injury, Insurance, kids, play, playground, prevent, private, protect, public, Risk Management, serious, supervise, supervision, trip
play-equipment-slide

Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk.

The post Keep your child safe on outdoor play equipment appeared first on The Cincinnati Insurance Companies blog.

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Control your equipment breakdown costs

By accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, interruption, loss, losses, machine, machinery, policy, production, property, steam, tenant
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

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Control your equipment breakdown costs

By accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, interruption, loss, losses, machine, machinery, policy, production, property, steam, tenant
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

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Keep children safe at your home pool

By agent, alarm, barrier, child, children, covers, drain, equipment, fence, floats, furniture, home, independent, Insurance, ladder, lifesaving, lock, lockable, pets, poles, pool, prevent, protect, rings, safe, safety, Safety Tips, security, steps, storage, swimming, toys
home-swimming-pool-safety

You can take steps to substantially reduce the likelihood of an accidental drowning in your home pool. The No. 1 rule: Never leave a child unattended or unsupervised around a pool.

The post Keep children safe at your home pool appeared first on The Cincinnati Insurance Companies blog.

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Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
house-underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses.

The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.

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Lightning, power surge? EBC can protect your property

By agent, air conditioning, breakdown, building, business, Business Insurance, computer, cover, coverage, device, devices, electrical, electricity, equipment, independent, Insurance, lightning, manufacturing, power, property, protect, refrigeration, surge
lightning-over-city

Most companies large and small depend on electrically powered equipment for some part of their business: air conditioning and refrigeration, computer systems and manufacturing equipment, for example. Lightning and the resulting power surge are a common threat. But you can protect your business by purchasing equipment breakdown coverage.

The post Lightning, power surge? EBC can protect your property appeared first on The Cincinnati Insurance Companies blog.

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Hail guard: Protecting your business equipment

By agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, Insurance, loss, Loss Control, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation
hail-guards-can-protect-equipment

Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable.

The post Hail guard: Protecting your business equipment appeared first on The Cincinnati Insurance Companies blog.

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