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How to get the most from a shingled roof

By age, agent, asphalt, climate, cold, Consumer Tips, factors, gaps, heat, Home Maintenance, house, ice, independent, inspect, Insurance, life, maintenance, manufacturer, prevent, protect, rain, roof, shingle, sleet, warranty, weather
shingled-roof

Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy.

The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.

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What’s included in a homeowner policy?

By agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine
homeowner-coverage

Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage.

The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.

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Wildfire: Suppression tips may help keep homes standing

By 100 feet, agent, airborne, damage, defensible space, destroy, eaves, embers, External, fire-retardant, fireproofing, frequent, fuels, harden, home, Home Protection-Fire, house, ignition zone, independent, Insurance, landscaping, prevent, protect, sprinkler, structure, suppression, tips, wildfire
wildfire-threatens

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived. While not every wildfire can be avoided, several factors are key to preventing damage or saving a structure from destruction.

The post Wildfire: Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

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Wildfire: Suppression tips may help keep homes standing

By 100 feet, agent, airborne, damage, defensible space, destroy, eaves, embers, External, fire-retardant, fireproofing, frequent, fuels, harden, home, Home Protection-Fire, house, independent, Insurance, landscaping, prevent, protect, sprinkler, structure, suppression, tips, wildfire
wildfire-threatens

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived. While not every wildfire can be avoided, several factors are key to preventing damage or saving a structure from destruction.

The post Wildfire: Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

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The Three Little Pigs and the price of a stick house

By 2020, 2021, 2022, agent, cost, coverage, COVID, craftspeople, damage, expense, Home Construction, house, increasing, independent, Insurance, labor, loss, lumber, Pandemic, prices, rebuild, reconstruct, reconstruction, rising, shortage, skilled, stick, Three Little Pigs, Valuation
lumber-yard

Growing up, I loved reading the tale of “The Three Little Pigs,” never thinking much of how the story could ever relate to my adult life. As an occupational hazard, I often think now of the second little pig: “How is he going to rebuild his house of sticks that the wolf blew down?”

The post The Three Little Pigs and the price of a stick house appeared first on The Cincinnati Insurance Companies blog.

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Sprinklers protect your home from biggest threat: Fire

By activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers
home-sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you’re building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives.

The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

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Low temperature sensor: A smart choice to protect your home

By agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm
low-temperature-sensor

So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.

The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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