Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy. The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.
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No matter what part of the country you live in, eventually everyone will encounter driving in the rain. Whether it’s a light sprinkle or a full downpour, it’s important to be prepared. The post Drizzle or downpour, drive safely in the rain appeared first on The Cincinnati Insurance Companies blog.
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There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance. The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.
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Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an The post 4 reasons small businesses decline EPLI coverage appeared…
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