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When kids come to work: 5 tips for businesses and parents

By abuse, agent, background, boundaries, business, Business Insurance, care, caregiver, child, childcare, children, Consumer Tips, coronavirus, criminal, emergency, hazard, independent, Insurance, kids, legal, Loss Control, organization, Pandemic, parents, physical, plan, prevent, protect, safe, Safety Tips, secure, work
kids-at-work

The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site.

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Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, probate, proceeds, protect, tax-free, taxes
contingent-beneficiary

Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan.

The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.

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Making health clubs safer for children

By agent, background, checks, children, club, ClubSolutions, facilities, facility, fitness, Fitness & Recreation, health, hiring, independent, Insurance, Jayson, law, legal, magazine, offender, practices, prevent, program, protect, recreation, registry, safe, safer, safety, Scott, serve, state
health-club-safer-children

The January edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He urges health and fitness facilities serving children to review hiring and safety practices.

The post Making health clubs safer for children appeared first on The Cincinnati Insurance Companies blog.

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Avoid hairy situations with dogs at your brewery

By agent, animal, animals, beer, beverage, bite, brewery, brewpub, cleaning, craft, Craft Beverage, customer, dog, dogs, drink, employee, food, furniture, independent, inside, Insurance, law, laws, leash, legal, legislative, liability, patio, prevent, protect, regulations, responsibility, safe, safety, sanitation, signage, state, taproom, training, visitor, water, worker
dogs-on-patio

Today more than ever, our furry best friends are taking their seats next to us for rides in the car, trips on airplanes – and drinks on the patio at the local craft brewery. Brewpub operators should review and understand state and local regulations regarding food service establishments and animals.

The post Avoid hairy situations with dogs at your brewery appeared first on The Cincinnati Insurance Companies blog.

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Tips to protect taxpayers from ID theft

By advice, agent, artists, business, charities, charity, collect, con, Consumer Tips, control, costly, data, dirty, donations, dozen, expensive, fake, fraud, ID, identity, independent, individual, Insurance, internal, IRS, law, legal, loss, phish, phishing, phone, prepare, preparer, prevent, protect, return, returns, Revenue, scam, scams, service, solicit, tax, taxpayer, taxpayers, theft
taxpayers-identity-protection

Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Take note of tips the IRS wants you to know about identity theft so you can avoid becoming the victim.

The post Tips to protect taxpayers from ID theft appeared first on The Cincinnati Insurance Companies blog.

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4 reasons small businesses decline EPLI coverage

By agent, business, Business Insurance, claim, claims, cost, cover, coverage, defense, dental, distributor, employment, EPLI, funds, independent, industries, Insurance, large, legal, liability, manage, managing, manufacturer, medical, practices, process, protect, publisher, restaurant, retail, risk, small
4-reasons-epli

Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an[…..]

The post 4 reasons small businesses decline EPLI coverage appeared first on The Cincinnati Insurance Companies blog.

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