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Review your business life insurance policy annually

By agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs. The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.
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Never leave a wet floor unattended or unmarked

By agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers
When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event.   The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.
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Life insurance part of a business’s risk management

By agent, business, business continuation, Business Life, costs, credit, disrupt, employee, independent, Insurance, key, leaders, life, local, manager, operations, personnel, planning, production, protect, sales
Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial liability insurance and perhaps directors and officers coverage or employment practices protections. Nevertheless, the biggest risk to your business could be the loss of you or other company leaders. The post Life insurance part of a business’s risk management appeared first on The Cincinnati Insurance Companies blog.
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Emergency planning: Is your family ready?

By "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire
Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.
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Adapt your business continuity plan for COVID-19 conditions

By agent, air, business, catastrophe, coastal, continuity, coronavirus, COVID-19, desert, disaster, downturn, economic, emergency, evacuation, FEMA, hurricane, independent, Insurance, mask, Pandemic, plan, planning, prepare, prevent, public, rain, ready.gov, resources, sanitizer, shelter, shortage, smoke, Storm Prep, supply, wildfire, wind
With hurricane season now upon us and the risks of wildfires increasing every day in the summer heat, planning for natural disasters is an inevitable and necessary part of every disaster preparation or business continuity plan. But how effective will these plans be in the midst of the current COVID-19 pandemic? The post Adapt your business continuity plan for COVID-19 conditions appeared first on The Cincinnati Insurance Companies blog.
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Making L-I-F-E easy: Answering common insurance questions

By agent, car loans, debts, education, family, final expenses, financial, funds, funeral, income, independent, Insurance, liabilities, Life Insurance, mortgage, obligations, payoff, plan, planning, purchasing, replacement, services
Pondering life insurance can swiftly flood your mind with questions. How much do I need? What does life insurance do? How much will it cost? Where do I begin? The post Making L-I-F-E easy: Answering <br>common insurance questions appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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How does group life insurance measure up?

By age, agent, business, family, financial, group, household, independent, individual, Insurance, life, Life Insurance, owned, planning, policy, portable, premiums, pricing, protect, protection, services, simplicity, voluntary
Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection. The post How does group life insurance measure up? appeared first on The Cincinnati Insurance Companies blog.
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How life insurance saved a business

By agent, business, Business Life, downturn, independent, Insurance, life, Life Insurance, loan, long-term, personal, planning, policy, prevent, protect, protection, value, whole
LifeHappens shares the story of how a successful business owner included life insurance as part of his long-term planning. When there was an unexpected downturn, that life insurance policy saved the business and all those whose livelihoods depended on it. Watch the video. The post How life insurance saved a business appeared first on The Cincinnati Insurance Companies blog.
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