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value

Pandemic put spotlight on virtual home inspections

By agent, convenience, coverage, eco-friendly, expertise, finalize, home, independent, inspection, Insurance, interview, on-site, Pandemic, photos, policy, protect, rebuild, report, research, safety, upload, Valuation, value, virtual
virtual-home-inspection

When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild the home. Insurers have generally used home inspections to help determine home value. But since the pandemic hit, travel restrictions prevented on-site home visits.

The post Pandemic put spotlight on virtual home inspections appeared first on The Cincinnati Insurance Companies blog.

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Pandemic put spotlight on virtual home inspections

By agent, convenience, coverage, eco-friendly, expertise, finalize, home, independent, inspection, Insurance, interview, on-site, Pandemic, photos, policy, protect, rebuild, report, research, safety, specialist, upload, Valuation, value, virtual
virtual-home-inspection

When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild the home. Insurers have generally used home inspections to help determine home value. But since the pandemic hit, travel restrictions prevented on-site home visits.

The post Pandemic put spotlight on virtual home inspections appeared first on The Cincinnati Insurance Companies blog.

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Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
home-renovation

If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate.

The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.

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What’s included in a homeowner policy?

By agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine
homeowner-coverage

Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage.

The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.

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Preserve your prized jewelry and watches

By agent, aisle, appraisal, appraise, box, bracelet, Capstone, carry-on, clean, heirloom, independent, inspection, Insurance, jewelry, locked, locket, necklace, overhead, packing, photos, precious, preserve, prized, protect, receipts, ring, safe, social media, travel, valuable, Valuable Articles, value, vault, watch
jewelry-box

Jewelry and watches have a strong appeal to many people. They can represent sentiment, personal adornment, private assets, family heirlooms and collectible works of art. Because of their unique value, jewelry worn today should be preserved for tomorrow.

The post Preserve your prized jewelry and watches appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
personal-touch-independent-agent

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy.

The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.

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