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Sep 29

Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.
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Sep 29

Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.
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Jul 21

Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.
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May 26

Defensible space can make the difference in a wildfire

By agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone
Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.
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Oct 15

Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options. The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Aug 20

Making the most of the home walk-through

By agent, basement, bathrooms, block, cabinets, caulk, ceiling, concrete, Consumer Tips, floor, furnace, heater, home, independent, inspect, inspection, inspector, Insurance, intrusion, kitchen, laundry, leak, level, mechanical, moisture, pipe, pipes, regulate, regulator, sink, through, walk, walk-through, water, window
It’s easy to get caught up in excitement when you’re looking for a new home. Keep in mind, though, when a home is listed for sale, it is being presented as positively as possible. As a prospective buyer, you will want to examine the property inside and out, door to door and ceiling to floor. The post Making the most of the home walk-through appeared first on The Cincinnati Insurance Companies blog.
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Nov 13

Holiday shopping? Tips for the store or online

By agent, auto, automobile, automobiles, autos, bricks-and-mortar, car, card, cards, cars, cart, center, computer, Consumer Tips, credit, crowd, debit, gift, gifts, holiday, independent, Insurance, light, lighted, list, lock, mall, online, park, parking, person, phone, presents, purse, retail, RFID, safe, safety, shop, shopper, shoppers, shopping, smartphone, store, trunk, valuable, vehicle, visible, Wi-Fi, window, wish
Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for the National Retail Federation. As you grab your mouse or head out to join the crowd, here are some tips to protect yourself and your identity. The post Holiday shopping? Tips for the store or online appeared first on The Cincinnati Insurance Companies blog.
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Aug 28

Keeping up with the seasons: Time for fall tasks

By access, accident, agent, air, autumn, Autumn Prep, boat, boiler, check, circulatory, clean, close, cold, convertible, damage, drain, fall, freezing, furnace, gate, gutters, heating, ice dam, independent, indoor, inspect, inspection, Insurance, liability, lock, money, motorcycle, periodic, pipes, policy, pool, premium, prepare, prevent, property, protect, quality, RV, safety, save, season, seasons, snow, storm, swimming, weather, weatherstripping, window
We’re less than four weeks from the start of fall: time to start thinking about some annual tasks if you live in a part of the country with seasonal temperature changes. Our bloggers have you covered. Here are some posts from the past that can help you through the change of seasons. The post Keeping up with the seasons: Time for fall tasks appeared first on The Cincinnati Insurance Companies blog.
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Feb 06

Remodeling, renovation can affect home’s value

By addition, agent, build, built-in, claim, construct, construction, cost, cover, coverage, deck, decking, design, endorsement, feature, finish, finishing, independent, Insurance, limit, loss, materials, original, Personal Insurance, policy, project, quality, rebuild, reconstruct, reconstruction, remodel, remodeling, renovate, renovation, replace, roof, upgrade, value, wall, window
Remodeling and renovation projects can add significantly to the value of your home. Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The post Remodeling, renovation can affect home’s value appeared first on The Cincinnati Insurance Companies blog.
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