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Could your gate lock out first responders?

By access, accessibility, accessible, agency, agent, critical, earthquake, fire, fire department, Home Protection-Fire, hurricane, independent, Insurance, lock, mechanism, paramedics, police, prevent, property, protect, release, time, tornado, urgency, urgent, wildfire
gated-entry

In an emergency, first responders need immediate access to the affected property. While perimeter walls, gates and fences do a great job of maintaining privacy, these physical barriers could delay help from police, paramedics or fire departments.

The post Could your gate lock out first responders? appeared first on The Cincinnati Insurance Companies blog.

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Consider the hidden risks of mulching

By agent, buildings, crushed, dry, extinguish, fire, hardscape, home, Home Protection-Fire, ignite, independent, Insurance, landscape, mulch, mulching, pavers, pebbles, prevent, property, protect, rock, smoking, soil, sparks, stone, structures, temperatures, warm, wildfire, wind
mulch-fire

One of your annual gardening tasks might involve applying a new layer of mulch to help control weed growth, reduce soil erosion and add nutrients to the soil. While your fruits, vegetables or ornamentals might benefit, mulch is a combustible material, and care must be taken to avoid the possibility of it igniting.

The post Consider the hidden risks of mulching appeared first on The Cincinnati Insurance Companies blog.

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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
coping-with-catastrophe

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.

The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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Make a generator part of your emergency backup plan

By agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired
emergency-generator

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages.

The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

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Maintain your hardscape cobblestone and paver walkways

By agent, ankle, architectural, brick, certified, cobblestone, driveway, element, elements, fall, hardscape, hardscaped, independent, injure, injury, inspect, Insurance, landscape, Loss Control, maintain, maintenance, paver, prevent, property, protect, qualified, rain, regular, Safety Tips, slip, stone, walkway, weather
hardscape-driveway

Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance.

The post Maintain your hardscape cobblestone and paver walkways appeared first on The Cincinnati Insurance Companies blog.

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Consider safety before taking your restaurant outdoors

By agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt
restaurant-outdoors

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences.

The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

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Sprinklers protect your home from biggest threat: Fire

By activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers
home-sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you’re building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives.

The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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