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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

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Emergency planning: Is your family ready?

By "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire
emergency-planning

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.

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Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

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Control your equipment breakdown costs

By accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, interruption, loss, losses, machine, machinery, policy, production, property, steam, tenant
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

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Control your equipment breakdown costs

By accidental, agent, air, boiler, breakdown, business, Business Insurance, circuit, compressor, coverage, damage, direct, electric, electrical, equipment, expense, failure, financial, gear, income, independent, Insurance, interruption, loss, losses, machine, machinery, policy, production, property, steam, tenant
equipment-breakdown-coverage

Because you work hard to ensure the success of your business, it makes sense to prepare for unexpected equipment breakdowns. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from the sudden and accidental breakdown of machinery and equipment.

The post Control your equipment breakdown costs appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Flying into 2019: Using drones to serve policyholders

By agent, building, camera, catastrophe, certified, certifies, certify, claims, drone, drones, efficiency, efficient, estimate, fence, flight, hail, independent, inspection, Insurance, ladder, Loss Control, measure, pattern, photo, photograph, pilot, privacy, program, property, report, roof, safe, safety, storm, Storm Prep, survey, tablet, team, training
justin-and-drone

Recently, I got to witness something pretty cool. Our Headquarters Claims department contracted with a company to lease a drone to use for inspections and claims. Kyle Mathews and Justin Anderson, two of our claims technology specialists, participated in a training exercise so they can fly the drone on their own in the future. The vendor walked them through all the steps to ensure a safe flight.

The post Flying into 2019: Using drones to serve policyholders appeared first on The Cincinnati Insurance Companies blog.

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Halloween: Tips to make your celebration a treat

By adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella
halloween-liability

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property.

The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.

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Not on the coast? Tropical storms may still threaten

By agent, battery, claim, coast, coastal, construction, damage, debris, downspouts, emergency, flood, generator, gutters, hurricane, hurricanes, independent, inland, Insurance, landfall, loss, phone, power, prepare, prevent, property, protect, rain, shutoff, storm, Storm Prep, storms, tropical, vehicles, warning, watch, wind, windows
tropical-storm

Coastal dwellers remain on alert during hurricane season, but inland residents can be caught off-guard after a hurricane or tropical storm makes landfall. While the storm may diminish in strength, the potential remains for severe damage from winds and heavy rain. When you know a storm is coming, take steps to minimize damage and speed recovery.

The post Not on the coast? Tropical storms may still threaten appeared first on The Cincinnati Insurance Companies blog.

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