Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim.
In an emergency, first responders need immediate access to the affected property. While perimeter walls, gates and fences do a great job of maintaining privacy, these physical barriers could delay help from police, paramedics or fire departments.
One of your annual gardening tasks might involve applying a new layer of mulch to help control weed growth, reduce soil erosion and add nutrients to the soil. While your fruits, vegetables or ornamentals might benefit, mulch is a combustible material, and care must be taken to avoid the possibility of it igniting.
Spring is a good time to assess how your property weathered the winter and to make a “to-do” list to prevent property maintenance and liability issues.
Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.
Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages.
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Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance.
The post Maintain your hardscape cobblestone and paver walkways appeared first on The Cincinnati Insurance Companies blog.
Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences.
The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.
One of the most significant threats to your home, its contents and those living there is a fire. If you’re building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives.
The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.
Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting fires.