property Archives - Page 2 of 4 - Scharver Insurance Group

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

Mar 02

Make a generator part of your emergency backup plan

By Scharver Insurance Group agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages. The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

Jan 19

Maintain your hardscape cobblestone and paver walkways

By Scharver Insurance Group agent, ankle, architectural, brick, certified, cobblestone, driveway, element, elements, fall, hardscape, hardscaped, independent, injure, injury, inspect, Insurance, landscape, Loss Control, maintain, maintenance, paver, prevent, property, protect, qualified, rain, regular, Safety Tips, slip, stone, walkway, weather

Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance. The post Maintain your hardscape cobblestone and paver walkways appeared first on The Cincinnati Insurance Companies blog.

Dec 29

Consider safety before taking your restaurant outdoors

By Scharver Insurance Group agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

Dec 08

Sprinklers protect your home from biggest threat: Fire

By Scharver Insurance Group activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you're building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives. The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

Dec 01

Stab-Lok circuit breaker panels: What’s the deal?

By Scharver Insurance Group 1950s, 1980s, agent, box, breaker, business, circuit, damage, danger, defect, electrician, Federal Pacific, fire, Fire Prevention, hazard, home, Home Protection-Fire, independent, Insurance, label, licensed, manufactured, paint scheme, panel, prevent, property, protect, replace, Stab-Lok, Underwriters Laboratories

Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting fires. The post Stab-Lok circuit breaker panels: What’s the deal? appeared first on The Cincinnati Insurance Companies blog.

Oct 13

Sprinkler systems – Effective when maintained

By Scharver Insurance Group agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program. The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

Sep 01

Emergency planning: Is your family ready?

By Scharver Insurance Group "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

Aug 25

Prepare your home to prevent flood losses

By Scharver Insurance Group agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring. The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

Apr 07

Personal umbrella policy protects you from large liability loss

By Scharver Insurance Group agent, auto, children, consequences, deductible, dog, financial, independent, Insurance, large, liability, limit, loss, ownership, personal, Personal Insurance, policy, property, protect, umbrella, underlying

While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss. The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.

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