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Tips to help control insurance costs

By accident, agent, auto, backup, building materials, bundling, claims, Consumer Tips, costs, credit, credits, deductibles, expenses, generator, guidance, independent, injuries, Insurance, labor, medical, multi-policy discount, premiums, protection, purchase, replacement, review, safety, shut-off
Insurance premiums are tied closely to costs of labor, building materials and medical care. As these prices rise, the costs to treat injuries after an auto accident or to repair or replace your home, car and belongings also increase. The post Tips to help control insurance costs appeared first on The Cincinnati Insurance Companies blog.
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Make a generator part of your emergency backup plan

By agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired
Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages. The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.
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Ice dams a headache to be avoided

By agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water
One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems. The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.
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Have a plan for responding to floods

By agent, backup, barriers, batteries, battery, covers, dams, elevation, FEMA, fire, flash, flood, generators, independent, Insurance, plain, plan, policy, prevent, protect, protection, pumps, streams, zone
Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage. The post Have a plan for responding to floods appeared first on The Cincinnati Insurance Companies blog.
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Keeping it chill – The lowdown on home wine cellars

By agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, Contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, Insurance, label, Lifestyle, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine
In a previous article, I discussed the importance of proper wine storage: temperature control (cool and consistent), humidity control, protection from direct sunlight and protection from vibration. Unless you store your wine in a deep cellar, these conditions will not occur naturally. They can, however, be obtained through construction. The post Keeping it chill – The lowdown on home wine cellars appeared first on The Cincinnati Insurance Companies blog.
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