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Consider safety before taking your restaurant outdoors

By agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt
Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.
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Precautions to take if you feel the earth shake

By agent, bricks, cover, debris, drop, earthquake, electricity, facade, falling, gas, glass, hands, hazard, hold on, independent, indoors, Insurance, knees, leaks, neck, Personal Insurance, preparation, prepare, protect, shake, shaking, shelter, trees, tsunami, water, windows
Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do? The post Precautions to take if you feel the earth shake appeared first on The Cincinnati Insurance Companies blog.
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Protect your business with machinery and equipment insurance

By accidental, agent, boiler, breakdown, Business Insurance, claim, complex, coverage, damage, electrical, electricity, equipment, expenses, financial, hot, independent, Insurance, loss, machinery, operate, panel, policy, power, pressurized, protect, replace, simple, steam, surge, water
Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.
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Lightning, power surge? EBC can protect your property

By agent, air conditioning, breakdown, building, business, Business Insurance, computer, cover, coverage, device, devices, electrical, electricity, equipment, independent, Insurance, lightning, manufacturing, power, property, protect, refrigeration, surge
Most companies large and small depend on electrically powered equipment for some part of their business: air conditioning and refrigeration, computer systems and manufacturing equipment, for example. Lightning and the resulting power surge are a common threat. But you can protect your business by purchasing equipment breakdown coverage. The post Lightning, power surge? EBC can protect your property appeared first on The Cincinnati Insurance Companies blog.
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Call before you dig – 811 nationwide

By agent, barrier, CATV, claim, communications, danger, dig, digger, digging, digs, drainage, electric, electricity, excavate, excavation, fiber optic, gas, hazard, incident, independent, Insurance, invisible, neighbor, non-visible, pet, petroleum, pipe, post-hole, power, prevent, protect, Safety Tips, sewer, television, TV, underground, utilities, utility, water
Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities. You certainly don’t want to find out by accident that utilities are buried in your yard. Before you dig, please call the toll-free 811 line to have underground utilities mapped. The mapping service is free. The post Call before you dig – 811 nationwide appeared first on The Cincinnati Insurance Companies blog.
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Keeping it chill – The lowdown on home wine cellars

By agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, Contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, Insurance, label, Lifestyle, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine
In a previous article, I discussed the importance of proper wine storage: temperature control (cool and consistent), humidity control, protection from direct sunlight and protection from vibration. Unless you store your wine in a deep cellar, these conditions will not occur naturally. They can, however, be obtained through construction. The post Keeping it chill – The lowdown on home wine cellars appeared first on The Cincinnati Insurance Companies blog.
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