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Loss Control

Steps following a car accident can help in a crunch

By accident, agent, Business Insurance, car, circumstances, compoaure, contact, crash, damage, details, document, first responders, gather, identity, incident, independent, individuals, information, injure, injuries, Insurance, law enforcement, Loss Control, loss prevention, notes, number, Personal Insurance, police, prevent, protect, react, report, theft
document-car-accident

Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next? Being proactive in your response can help keep you, your passengers and your property safe while simplifying the process of filing an insurance claim.

The post Steps following a car accident can help in a crunch appeared first on The Cincinnati Insurance Companies blog.

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Maintain your hardscape cobblestone and paver walkways

By agent, ankle, architectural, brick, certified, cobblestone, driveway, element, elements, fall, hardscape, hardscaped, independent, injure, injury, inspect, Insurance, landscape, Loss Control, maintain, maintenance, paver, prevent, property, protect, qualified, rain, regular, Safety Tips, slip, stone, walkway, weather
hardscape-driveway

Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance.

The post Maintain your hardscape cobblestone and paver walkways appeared first on The Cincinnati Insurance Companies blog.

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Never leave a wet floor unattended or unmarked

By agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers
wet-floor

When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event.  

The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.

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Consider safety before taking your restaurant outdoors

By agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt
restaurant-outdoors

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences.

The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

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Skiing: Is it worth the risk? A method to help you decide

By administrative, agent, analyze, assessment, avoidance, clothing, Consumer Tips, decision, elimination, engineering, eyewear, helmet, hierarchy, independent, injury, Insurance, Loss Control, mitigating, mitigation, options, personal protective equipment, potential, PPE, prevent, principles, protect, reduce, risk, safe, ski, skiing, substitution, technique
skiing-risk

In both our business and personal lives, risk is unavoidable. But accepting risk needn’t be “all or nothing.” You have options for mitigating an identified risk, and the same principles you might use in assessing a business risk can be used in your personal life.

The post Skiing: Is it worth the risk? A method to help you decide appeared first on The Cincinnati Insurance Companies blog.

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When kids come to work: 5 tips for businesses and parents

By abuse, agent, background, boundaries, business, Business Insurance, care, caregiver, child, childcare, children, Consumer Tips, coronavirus, criminal, emergency, hazard, independent, Insurance, kids, legal, Loss Control, organization, Pandemic, parents, physical, plan, prevent, protect, safe, Safety Tips, secure, work
kids-at-work

The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site.

The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.

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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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Reducing fires and burns in the kitchen

By agent, alarm, baking, burner, burns, carbon monoxide, children, cooking, cooktop, detector, electric, extinguisher, fire, Fire Prevention, flame, food, frying, gas, grease, grill, independent, Insurance, Loss Control, microwave, oil, oven, Pandemic, prevent, protect, range, Risk Management, roasting, smoke, stove
cooking-fires

With the dine-in restaurant world shut down, we are cooking more at home – and we have the grocery bills to prove it. But with more cooking and more time being spent at home comes the very real potential for kitchen-related fires and burns, including to children.

The post Reducing fires and burns in the kitchen appeared first on The Cincinnati Insurance Companies blog.

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