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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
coping-with-catastrophe

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.

The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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Maintain your hardscape cobblestone and paver walkways

By agent, ankle, architectural, brick, certified, cobblestone, driveway, element, elements, fall, hardscape, hardscaped, independent, injure, injury, inspect, Insurance, landscape, Loss Control, maintain, maintenance, paver, prevent, property, protect, qualified, rain, regular, Safety Tips, slip, stone, walkway, weather
hardscape-driveway

Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance.

The post Maintain your hardscape cobblestone and paver walkways appeared first on The Cincinnati Insurance Companies blog.

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Never leave a wet floor unattended or unmarked

By agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers
wet-floor

When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event.  

The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.

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Sprinklers essential to safety in high-rise residences

By agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel
high-rise

High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems.

The post Sprinklers essential to safety in high-rise residences appeared first on The Cincinnati Insurance Companies blog.

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Thermography: Seeing the heat before the fire

By agent, business, Cincinnati, control, damage, danger, electrical, fire, Fire Prevention, heat, image, imaging, independent, infrared, injure, injury, Insurance, loss, money, potential, prevent, prevention, problem, protect, saving, system, technology, themal, thermography, workplace
thermography-image

They looked just like any other circuit breakers: a set of electrical devices mounted in a steel box. But inside, invisible to the human eye, was a hidden danger. The breakers were smoldering at 159.7 degrees. Thermography made the danger visible.

The post Thermography: Seeing the heat before the fire appeared first on The Cincinnati Insurance Companies blog.

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Halloween: Tips to make your celebration a treat

By adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella
halloween-liability

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property.

The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.

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Don’t underestimate the risks of pressure washers

By agent, bruise, carbon monoxide, clean, CO, damage, danger, dangerous, deck, driveway, electric, flesh, hazard, hazards, hurt, independent, infection, injure, injured, injuries, injury, Insurance, laceration, lacerations, lawn furniture, patio, power, pressure, prevent, property, protect, Safety Tips, siding, spray, washer, water
pressure-washer

Pressure washers are a quick way to clean the dirt and grime from siding, driveways, decks, patios, lawn furniture and other items. But while results may look great, users should beware: Pressure washers are deceptively dangerous.

The post Don’t underestimate the risks of pressure washers appeared first on The Cincinnati Insurance Companies blog.

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Smartphones: The distraction is killing us

By accident, accidents, agent, bicyclist, car, cell, cognitive, collide, collision, crash, crashes, daydreaming, device, distract, distracted, Distracted Driving, distracting, distraction, drinking, drive, driver, driving, eating, electronic, fatal, fatality, grooming, hands, independent, injure, injured, injury, Insurance, killed, manual, motor, motorist, pedestrian, phone, reading, safe, safety, smartphone, text, texting, truck, van, vehicle, video, visual
distraction-smartphone-distracted-driving

The advent of the smartphone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving.

The post Smartphones: The distraction is killing us appeared first on The Cincinnati Insurance Companies blog.

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