injure Archives - Scharver Insurance Group

May 17

Steps following a car accident can help in a crunch

By Scharver Insurance Group accident, agent, Business Insurance, car, circumstances, compoaure, contact, crash, damage, details, document, first responders, gather, identity, incident, independent, individuals, information, injure, injuries, Insurance, law enforcement, Loss Control, loss prevention, notes, number, Personal Insurance, police, prevent, protect, react, report, theft

Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next? Being proactive in your response can help keep you, your passengers and your property safe while simplifying the process of filing an insurance claim. The post Steps following a car accident can help in a crunch appeared first on The Cincinnati Insurance Companies blog.

Oct 05

October brings focus on fire prevention

By Scharver Insurance Group agent, alarm, batteries, button, carbon, carbon monoxide, CO, cooking, death, detector, escape, extinguisher, extinguishers, fire, fire detector, Fire Prevention, Fire Prevention Month, Fire Prevention Week, flame, Home Protection-Fire, independent, inhalation, injure, injury, Insurance, monoxide, prepare, prevent, prevention, protect, residential, smoke, survey, test

Fire safety organizations traditionally conduct fire prevention awareness campaigns in October, coinciding with the anniversary of the Great Chicago Fire of 1871. Though its origin is disputed, the deadly fire burned from October 8 to 10 that year, killing about 300 people, destroying more than 3 square miles of the city and leaving 100,000 people homeless. The post October brings focus on fire prevention appeared first on The Cincinnati Insurance Companies blog.

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

Jan 19

Maintain your hardscape cobblestone and paver walkways

By Scharver Insurance Group agent, ankle, architectural, brick, certified, cobblestone, driveway, element, elements, fall, hardscape, hardscaped, independent, injure, injury, inspect, Insurance, landscape, Loss Control, maintain, maintenance, paver, prevent, property, protect, qualified, rain, regular, Safety Tips, slip, stone, walkway, weather

Cobblestone or interlocking paver driveways or sidewalks can be an attractive addition to your property, providing an architectural element not possible with cement or blacktop; however, cobblestone features may require additional maintenance. The post Maintain your hardscape cobblestone and paver walkways appeared first on The Cincinnati Insurance Companies blog.

Jan 12

Never leave a wet floor unattended or unmarked

By Scharver Insurance Group agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers

When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event. The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.

Oct 01

Sprinklers essential to safety in high-rise residences

By Scharver Insurance Group agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel

High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems. The post Sprinklers essential to safety in high-rise residences appeared first on The Cincinnati Insurance Companies blog.

Jul 16

Thermography: Seeing the heat before the fire

By Scharver Insurance Group agent, business, Cincinnati, control, damage, danger, electrical, fire, Fire Prevention, heat, image, imaging, independent, infrared, injure, injury, Insurance, loss, money, potential, prevent, prevention, problem, protect, saving, system, technology, themal, thermography, workplace

They looked just like any other circuit breakers: a set of electrical devices mounted in a steel box. But inside, invisible to the human eye, was a hidden danger. The breakers were smoldering at 159.7 degrees. Thermography made the danger visible. The post Thermography: Seeing the heat before the fire appeared first on The Cincinnati Insurance Companies blog.

Oct 23

Halloween: Tips to make your celebration a treat

By Scharver Insurance Group adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.

Aug 14

Don’t underestimate the risks of pressure washers

By Scharver Insurance Group agent, bruise, carbon monoxide, clean, CO, damage, danger, dangerous, deck, driveway, electric, flesh, hazard, hazards, hurt, independent, infection, injure, injured, injuries, injury, Insurance, laceration, lacerations, lawn furniture, patio, power, pressure, prevent, property, protect, Safety Tips, siding, spray, washer, water

Pressure washers are a quick way to clean the dirt and grime from siding, driveways, decks, patios, lawn furniture and other items. But while results may look great, users should beware: Pressure washers are deceptively dangerous. The post Don’t underestimate the risks of pressure washers appeared first on The Cincinnati Insurance Companies blog.

Apr 10

Smartphones: The distraction is killing us

By Scharver Insurance Group accident, accidents, agent, bicyclist, car, cell, cognitive, collide, collision, crash, crashes, daydreaming, device, distract, distracted, Distracted Driving, distracting, distraction, drinking, drive, driver, driving, eating, electronic, fatal, fatality, grooming, hands, independent, injure, injured, injury, Insurance, killed, manual, motor, motorist, pedestrian, phone, reading, safe, safety, smartphone, text, texting, truck, van, vehicle, video, visual

The advent of the smartphone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving. The post Smartphones: The distraction is killing us appeared first on The Cincinnati Insurance Companies blog.

injure