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Scharver Insurance Group

Low temperature sensor: A smart choice to protect your home

By agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm
low-temperature-sensor

So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.

The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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Your safety rides on your tires

By age, agent, car, driver, gauge, highway, independent, Insurance, maintain, monitor, NHTSA, owner, passenger, pressure, prevent, protect, recall, replace, safety, Safety Tips, sidewall, tire, traffic, tread, truck, van, vehicle, wear
tire-pressure

You and your passengers depend on your tires for a secure ride. Stay safe and save money by regularly maintaining your tires.

The post Your safety rides on your tires appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Get serious about distracted driving

By accident, agent, crash, designated, distracted, Distracted Driving, do not disturb, drinking, driver, driving, eating, focus, independent, Insurance, NHTSA, passenger, phone, prevent, protect, radio, safe, serious, smartphone, talking, teens, text, texting, tips, tuning radio
distracted-driving

Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted driving-related deaths on our nation’s roads in 2018 – 7.8% of all crash fatalities that year. While the number was down from 2017, we have a long way to go considering this is an avoidable risk.

The post Get serious about distracted driving appeared first on The Cincinnati Insurance Companies blog.

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Get serious about distracted driving

By accident, agent, crash, designated, distracted, Distracted Driving, do not disturb, drinking, driver, driving, eating, focus, independent, Insurance, NHTSA, passenger, phone, prevent, protect, pull over, radio, safe, serious, smartphone, talking, teens, text, texting, tips, tuning radio
distracted-driving

Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted driving-related deaths on our nation’s roads in 2018 – 7.8% of all crash fatalities that year. While the number was down from 2017, we have a long way to go considering this is an avoidable risk.

The post Get serious about distracted driving appeared first on The Cincinnati Insurance Companies blog.

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Get serious about distracted driving

By accident, agent, crash, designated, distracted, Distracted Driving, do not disturb, drinking, driver, driving, eating, focus, independent, Insurance, NHTSA, passenger, phone, prevent, protect, pull over, radio, safe, serious, smartphone, talking, teens, text, texting, tips, tuning radio
distracted-driving

Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted driving-related deaths on our nation’s roads in 2018 – 7.8% of all crash fatalities that year. While the number was down from 2017, we have a long way to go considering this is an avoidable risk.

The post Get serious about distracted driving appeared first on The Cincinnati Insurance Companies blog.

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Reduce legionella bacteria after COVID-19 shutdown

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, legionella, Legionnaires’ Disease, Pandemic, prevent, protect, recreation, reopening, risk, sanitization, sports, spread, staff, train, training, transmission, virus, water
reopening-pool

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers a reminder that Legionella bacteria, known to cause Legionnaires’ disease, can be present in water systems shut down due to COVID-19. His article provides tips for dealing with the risk.

The post Reduce legionella bacteria after COVID-19 shutdown appeared first on The Cincinnati Insurance Companies blog.

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