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life

Technology enhances service but can’t replace relationships

By advice, agent, auto, business, client, community, Consumer Tips, Corporate, coverage, decisions, educated, emotional IQ, evaluate, evolve, experience, expertise, first-time, growth, guidance, homeowner, independent, Insurance, investment, life, personal, products, profile, relationship, renewal, risk, serve, service, touch, value
Building a relationship with an independent agent in your community can provide you with a personal experience and ensure that you are offered the right coverage. The post Technology enhances service but can’t replace relationships appeared first on The Cincinnati Insurance Companies blog.
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Review your business life insurance policy annually

By agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs. The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.
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How to get the most from a shingled roof

By age, agent, asphalt, climate, cold, Consumer Tips, factors, gaps, heat, Home Maintenance, house, ice, independent, inspect, Insurance, life, maintenance, manufacturer, prevent, protect, rain, roof, shingle, sleet, warranty, weather
Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy. The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.
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7 reasons why single people need life insurance

By accumulate, agent, business, cash value, coverage, custom, depend, dependents, designed, expenses, family, final, independent, individual, Insurance, legacy, life, Life Insurance, married, money, options, premium, program, responsibilities, school, single
Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income. The post 7 reasons why single people need life insurance appeared first on The Cincinnati Insurance Companies blog.
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Feeling stressed? Go easy on yourself

By agent, balance, boundaries, breaks, change, cope, exercise, focus, healthy, help, home, humor, independent, Insurance, kind, life, Lifestyle, meals, moving, Pandemic, relax, rest, stress, stretch, walk, work
Change can add stress to any family routine, but change amid a pandemic can bring stress to a whole new level. Make sure you recognize signs of increased tension and address it before it impacts your life or health. The post Feeling stressed? Go easy on yourself appeared first on The Cincinnati Insurance Companies blog.
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Life insurance part of a business’s risk management

By agent, business, business continuation, Business Life, costs, credit, disrupt, employee, independent, Insurance, key, leaders, life, local, manager, operations, personnel, planning, production, protect, sales
Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial liability insurance and perhaps directors and officers coverage or employment practices protections. Nevertheless, the biggest risk to your business could be the loss of you or other company leaders. The post Life insurance part of a business’s risk management appeared first on The Cincinnati Insurance Companies blog.
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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program. The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term? The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.
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