Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.
Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages.
The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.
They say that homes that experience one water loss are likely to experience more. After experiencing two separate water heater leaks in our home while my family was away on vacation, I guess it’s true.
One of the most significant threats to your home, its contents and those living there is a fire. If you’re building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives.
The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.
Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting fires.
So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.
The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.
Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.
Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections.
It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.
You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.