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damage

The Three Little Pigs and the price of a stick house

By 2020, 2021, 2022, agent, cost, coverage, COVID, craftspeople, damage, expense, Home Construction, house, increasing, independent, Insurance, labor, loss, lumber, Pandemic, prices, rebuild, reconstruct, reconstruction, rising, shortage, skilled, stick, Three Little Pigs, Valuation
lumber-yard

Growing up, I loved reading the tale of “The Three Little Pigs,” never thinking much of how the story could ever relate to my adult life. As an occupational hazard, I often think now of the second little pig: “How is he going to rebuild his house of sticks that the wolf blew down?”

The post The Three Little Pigs and the price of a stick house appeared first on The Cincinnati Insurance Companies blog.

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3 myths about hurricane wind risks

By activity, agent, area, breakage, claim, damage, debris, direction, doors, facing, flying, glass, Home Construction, hurricane, impact-rated, independent, Insurance, intrusion, loss, mitigation, myths, opening, prevent, protect, safe, season, shutter, storm, water, wind, windows
hurricane-shutters

The 2020 hurricane season was one of the most active seasons in history, and weather experts predict 2021 will be similar. While hurricanes continue to be among the most catastrophic weather events, the good news is that homeowners have effective and affordable options to help reduce damage.

The post 3 myths about hurricane wind risks appeared first on The Cincinnati Insurance Companies blog.

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Recycle batteries to stop fires, help planet

By agent, batteries, blaze, damage, danger, e-cigarettes, environment, fire, Fire Prevention, garbage, greeting cards, hazardous, household, independent, Insurance, laptops, lithium-ion, mail-in, mini explosion, prevent, protect, recycle, recycling, stream, trash, truck, waste
lithium-ion-batteries

Lithium-ion batteries store lots of power in a small, lightweight format, making them a popular component of consumer products from laptops to e-cigarettes. Unfortunately, few of us consider how to dispose of batteries when we are finished with them, and the results may be fueling one of the biggest emerging problems in the world of waste: fires.

The post Recycle batteries to stop fires, help planet appeared first on The Cincinnati Insurance Companies blog.

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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
coping-with-catastrophe

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.

The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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Make a generator part of your emergency backup plan

By agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired
emergency-generator

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages.

The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

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Vacation nightmare… times two

By agent, basement, break, damage, dehumidifier, dishwasher, drywall, floor, heater, Home Protection-Water, independent, Insurance, leak, mess, pipe, prevent, protect, shut-off, sink, toilet, washer, water
water-in-kitchen

They say that homes that experience one water loss are likely to experience more. After experiencing two separate water heater leaks in our home while my family was away on vacation, I guess it’s true.

The post Vacation nightmare… times two appeared first on The Cincinnati Insurance Companies blog.

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Sprinklers protect your home from biggest threat: Fire

By activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers
home-sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you’re building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives.

The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

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Low temperature sensor: A smart choice to protect your home

By agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm
low-temperature-sensor

So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.

The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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