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damage

Steps following a car accident can help in a crunch

By accident, agent, Business Insurance, car, circumstances, compoaure, contact, crash, damage, details, document, first responders, gather, identity, incident, independent, individuals, information, injure, injuries, Insurance, law enforcement, Loss Control, loss prevention, notes, number, Personal Insurance, police, prevent, protect, react, report, theft
document-car-accident

Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next? Being proactive in your response can help keep you, your passengers and your property safe while simplifying the process of filing an insurance claim.

The post Steps following a car accident can help in a crunch appeared first on The Cincinnati Insurance Companies blog.

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Landlords: 3 reasons to consider requiring renters insurance

By agent, building, claims, damage, financial, fire, independent, Insurance, landlord, large, legal, liability, loss, mitigate, multiple, Personal Insurance, pets, policy, premium, prevent, property, protect, tenant, theft, water damage
renters-insurance-landlords

Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that.

The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.

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Inspection gives home buyer a deeper look

By agent, attic, basement, condition, costly, damage, electrical, equity, exterior, foundation, gutters, home, Home Construction, independent, inspect, inspection, Insurance, interior, investment, mechanical, plumbing, property, purchase, repair, Risk Management, roof, systems, valuable, Valuation
home-inspection

Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs.

The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.

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What to watch for when buying a high-rise condo

By agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water
high-rise-condo

You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings.

The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.

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How to protect yourself from fraud

By agent, Better Business Bureau, builder, business, claim, Consumer Tips, contract, Contractor, damage, estimate, FEMA, flood, fraud, handyman, home, Home Construction, hurricane, independent, Insurance, insured, loss, money, NICB, prevent, property, protect, quote, references, repair, service, time, wildfire
prevent-fraud

Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim.

The post How to protect yourself from fraud appeared first on The Cincinnati Insurance Companies blog.

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Wildfire: Suppression tips may help keep homes standing

By 100 feet, agent, airborne, damage, defensible space, destroy, eaves, embers, External, fire-retardant, fireproofing, frequent, fuels, harden, home, Home Protection-Fire, house, ignition zone, independent, Insurance, landscaping, prevent, protect, sprinkler, structure, suppression, tips, wildfire
wildfire-threatens

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived. While not every wildfire can be avoided, several factors are key to preventing damage or saving a structure from destruction.

The post Wildfire: Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

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Wildfire: Suppression tips may help keep homes standing

By 100 feet, agent, airborne, damage, defensible space, destroy, eaves, embers, External, fire-retardant, fireproofing, frequent, fuels, harden, home, Home Protection-Fire, house, independent, Insurance, landscaping, prevent, protect, sprinkler, structure, suppression, tips, wildfire
wildfire-threatens

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived. While not every wildfire can be avoided, several factors are key to preventing damage or saving a structure from destruction.

The post Wildfire: Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

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Entrust storm repairs to honest contractors

By agent, catastrophe, construction, Consumer Tips, Contractor, copy, coverage, damage, FEMA, fire, flood, Home Construction, hurricane, independent, Insurance, license, payment, repair, roof, scam, Spring Storms, storm, tornado, vigilant, wildfire, writing
house-underinsured

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour.

The post Entrust storm repairs to honest contractors appeared first on The Cincinnati Insurance Companies blog.

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The Three Little Pigs and the price of a stick house

By 2020, 2021, 2022, agent, cost, coverage, COVID, craftspeople, damage, expense, Home Construction, house, increasing, independent, Insurance, labor, loss, lumber, Pandemic, prices, rebuild, reconstruct, reconstruction, rising, shortage, skilled, stick, Three Little Pigs, Valuation
lumber-yard

Growing up, I loved reading the tale of “The Three Little Pigs,” never thinking much of how the story could ever relate to my adult life. As an occupational hazard, I often think now of the second little pig: “How is he going to rebuild his house of sticks that the wolf blew down?”

The post The Three Little Pigs and the price of a stick house appeared first on The Cincinnati Insurance Companies blog.

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