Are you covered? Don’t be caught underinsured

By | age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
house-underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses.

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Personal insurance: Trends in construction costs

By | age, agent, cost, design, energy-efficient, expense, home, independent, Insurance, labor, market, materials, modular, Personal Insurance, price, quality, rebuild, rebuilding, reconstruct, reconstruction, safety, spending, supplier, supply, techniques, unemployment, value, valued
construction-trend

Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value.

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10 ways to give yourself a better financial future

By | adviser, agent, auto, budget, card, communicate, credit, disability, emergency, expense, expenses, financial, fund, goal, health, independent, Insurance, interest, investment, investments, life, Lifestyle, policy, protect, recurring, research, retirement, savings, talk, umbrella
financial-future

Regularly examining your finances is a good habit to ensure an improved financial future. These tips can help you get your finances to a better spot to live a better life.

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