You’re a safe driver: You follow all traffic laws, don’t speed and never allow yourself to be distracted by your phone while driving. Suppose you could take credit for your efforts and earn a discount on your car insurance? With growing adoption of telematics by insurance companies, you can.
Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.
You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.
Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk.
With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.
Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet.
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Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire.
The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.
The Atlantic hurricane season starts June 1, and experts predict 2020 will be more active than normal. Now is the time to prepare to keep your family and possessions safe.
With the dine-in restaurant world shut down, we are cooking more at home – and we have the grocery bills to prove it. But with more cooking and more time being spent at home comes the very real potential for kitchen-related fires and burns, including to children.
Now is a good time to review your wildfire preparation plans. Let’s discuss the why, the what and the how of wildfire preparation for homeowners and business owners.
The post It’s not too soon to prepare your property for wildfire appeared first on The Cincinnati Insurance Companies blog.