Risk Management Archives - Page 2 of 3 - Scharver Insurance Group

Aug 04

Keep your child safe on outdoor play equipment

By Scharver Insurance Group agent, backyard, capacity, child, children, configuration, COVID-19, equipment, falls, fatal, guardrails, hazard, height, high, hooks, hurt, independent, injury, Insurance, kids, play, playground, prevent, private, protect, public, Risk Management, serious, supervise, supervision, trip

Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk. The post Keep your child safe on outdoor play equipment appeared first on The Cincinnati Insurance Companies blog.

Jul 21

Secondary, vacation homes may need extra TLC

By Scharver Insurance Group agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

Jul 07

Strategies to protect yourself from cyber security risks

By Scharver Insurance Group agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet. The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

May 26

Defensible space can make the difference in a wildfire

By Scharver Insurance Group agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone

Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.

May 07

Hurricane season is coming – are you ready?

By Scharver Insurance Group "go bags", 2020, active, agent, alerts, Atlantic, boat, building codes, catalog, documents, doors, elderly, emergency, evacuation, family, fine art, food, fuel, hurricane, independent, infants, Insurance, kit, local authorities, organize, pets, possessions, repair, Risk Management, season, secure, shutters, storm, trees, warnings, water, windows

The Atlantic hurricane season starts June 1, and experts predict 2020 will be more active than normal. Now is the time to prepare to keep your family and possessions safe. The post Hurricane season is coming – are you ready? appeared first on The Cincinnati Insurance Companies blog.

Apr 20

Reducing fires and burns in the kitchen

By Scharver Insurance Group agent, alarm, baking, burner, burns, carbon monoxide, children, cooking, cooktop, detector, electric, extinguisher, fire, Fire Prevention, flame, food, frying, gas, grease, grill, independent, Insurance, Loss Control, microwave, oil, oven, Pandemic, prevent, protect, range, Risk Management, roasting, smoke, stove

With the dine-in restaurant world shut down, we are cooking more at home – and we have the grocery bills to prove it. But with more cooking and more time being spent at home comes the very real potential for kitchen-related fires and burns, including to children. The post Reducing fires and burns in the kitchen appeared first on The Cincinnati Insurance Companies blog.

Apr 14

It’s not too soon to prepare your property for wildfire

By Scharver Insurance Group "go bag", agent, brush, business, driveway, evacuation, family, fire, gated, hillsides, home, independent, Insurance, leaves, minimize, needles, obey, overhanging, pets, pine, preparation, prepare, preparedness, prevent, Risk Management, roofs, security, stand alone, trees, wildfire, withstand, wood

Now is a good time to review your wildfire preparation plans. Let’s discuss the why, the what and the how of wildfire preparation for homeowners and business owners. The post It’s not too soon to prepare your property for wildfire appeared first on The Cincinnati Insurance Companies blog.

Mar 10

Preparation key to protecting home and family from flooding

By Scharver Insurance Group agent, burn area, communication, emergency, evacuation, flash flood, flood, flooding, independent, Insurance, kit, low water, measures, mitigation, mountainous, plain, plan, potential, preparation, prevent, protect, Risk Management, rivers, runoff, spring, urban, warning, watch

Even if you don’t live in a flood plain, the potential for flooding could be a concern anywhere in the country. The post Preparation key to protecting home and family from flooding appeared first on The Cincinnati Insurance Companies blog.

Feb 11

Plumbing leaks pose risk that’s too easy to ignore

By Scharver Insurance Group agent, air conditioner, appliance, bathroom, damage, failure, fixture, hose, independent, inspect, Insurance, laundry, leak, line, maintain, maintenance, pipe, plumbing, prevent, protect, Risk Management, routine, sink, supply, toilet, water, water softener

Many homeowners don’t recognize the plumbing leak risk that lies in plain sight within their home or condo: water supply lines. The post Plumbing leaks pose risk that’s too easy to ignore appeared first on The Cincinnati Insurance Companies blog.

Jan 28

Ice dams a headache to be avoided

By Scharver Insurance Group agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water

One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems. The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.

Risk Management