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Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

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Preserve records to protect wine values

By accurate, agent, app, apps, bottle, computer, document, documentation, documents, independent, Insurance, insure, inventory, Lifestyle, maintain, market, online, photo, prevent, protect, provenance, purchase, receipt, receipts, record-keeping, records, sale, sell, software, vendor, wine
keeping-wine-records

Once your wine collection is properly stored, perhaps in a well-constructed custom wine cellar, and your systems are appropriately backed up, are you and your wines safe? Maybe not. What is the state of your records?

The post Preserve records to protect wine values appeared first on The Cincinnati Insurance Companies blog.

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