Skip to main content
Category

independent

Private company decision makers need D&O insurance

By agent, bankrupt, Business Insurance, company, competitors, creditors, D&O, decisions, directors, frequency, governmental, independent, individuals, Insurance, lawsuit, liability, management, mergers, officers, partners, private, protect, severity, shareholders, small, sue, suit, suppliers, vendors
private-company-owners

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.

The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

Read More

Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
vacation-home

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

Read More

Take care with riding mowers on slopes

By agent, angle, blade, bumps, cemeteries, children, commercial, dropoffs, gear, golf course, grass, guidelines, independent, Insurance, labels, larger, lawn, machineditches, manual, mowers, mowing, overturn, parks, passengers, pets, residential, riding, rocks, ruts, safe, safety, Safety Tips, slopes, traction, trimming, wet
riding-mower

Riding mowers seem more popular than ever for trimming the lawn. A self-propelled riding mower with a seated or standing operator is designed to cut larger grassy areas such as residential lawns, golf courses, cemeteries and parks.

The post Take care with riding mowers on slopes appeared first on The Cincinnati Insurance Companies blog.

Read More

Strategies to protect yourself from cyber security risks

By agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video
cyber-security-strategies

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet.

The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

Read More

Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
construction-hurricane

Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards.

The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.

Read More

Fire up the grill, but follow simple safety tips

By agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter
grill-safety

Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities.

The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.

Read More

Strategies for reopening your fitness club

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, Pandemic, prevent, protect, recreation, reopening, sanitization, sports, spread, staff, train, training, transmission, virus
reopening-club

The June edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers tips for health and fitness facilities as they reopen after shutdowns to slow the spread of coronavirus.

The post Strategies for reopening your fitness club appeared first on The Cincinnati Insurance Companies blog.

Read More

Adapt your business continuity plan for COVID-19 conditions

By agent, air, business, catastrophe, coastal, continuity, coronavirus, COVID-19, desert, disaster, downturn, economic, emergency, evacuation, FEMA, hurricane, independent, Insurance, mask, Pandemic, plan, planning, prepare, prevent, public, rain, ready.gov, resources, sanitizer, shelter, shortage, smoke, Storm Prep, supply, wildfire, wind
business-continuity

With hurricane season now upon us and the risks of wildfires increasing every day in the summer heat, planning for natural disasters is an inevitable and necessary part of every disaster preparation or business continuity plan. But how effective will these plans be in the midst of the current COVID-19 pandemic?

The post Adapt your business continuity plan for COVID-19 conditions appeared first on The Cincinnati Insurance Companies blog.

Read More

Be ready for lightning storms

By agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather
lightning-storm

Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm.

The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.

Read More

Fireworks: Resist dangerous temptation

By agent, blind, bottle rockets, burns, dangerous, debris, display, distance, ears, emergency, explosions, explosives, eye, fingers, fireworks, hazardous, hearing, hospital, igniting, independent, injuries, Insurance, lighting, loss of limb, malfunctions, Pandemic, professional, pyrotechnics, Safety Tips, sight, sparklers, vision
fireworks-display

It is hard to deny that fireworks during Independence Day are as American as baseball, hot dogs and apple pie! For many people, celebrating our country’s independence includes setting off fireworks on and around the Fourth of July. With the COVID-19 pandemic causing cancellations of some organized fireworks displays, more people will be motivated to set off their own fireworks at home. While a spectacular fireworks display is both impressive and entertaining, remember that fireworks are explosives best left in the hands of professionals.

The post Fireworks: Resist dangerous temptation appeared first on The Cincinnati Insurance Companies blog.

Read More