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Review your business life insurance policy annually

By agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker
policy-review

We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs.

The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.

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Pandemic put spotlight on virtual home inspections

By agent, convenience, coverage, eco-friendly, expertise, finalize, home, independent, inspection, Insurance, interview, on-site, Pandemic, photos, policy, protect, rebuild, report, research, safety, upload, Valuation, value, virtual
virtual-home-inspection

When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild the home. Insurers have generally used home inspections to help determine home value. But since the pandemic hit, travel restrictions prevented on-site home visits.

The post Pandemic put spotlight on virtual home inspections appeared first on The Cincinnati Insurance Companies blog.

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Pandemic put spotlight on virtual home inspections

By agent, convenience, coverage, eco-friendly, expertise, finalize, home, independent, inspection, Insurance, interview, on-site, Pandemic, photos, policy, protect, rebuild, report, research, safety, specialist, upload, Valuation, value, virtual
virtual-home-inspection

When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild the home. Insurers have generally used home inspections to help determine home value. But since the pandemic hit, travel restrictions prevented on-site home visits.

The post Pandemic put spotlight on virtual home inspections appeared first on The Cincinnati Insurance Companies blog.

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Summer! Time for play … and maybe some work, too

By agency, agent, boating, cobblestone, Consumer Tips, dining, DIY, fire, gardening, grilling, hardscape, hazardous, home, independent, Insurance, maintenance, outdoor, paver, planting, play, power, prevent, protect, repair, safe, safety, Safety Tips, summer, tips, tools, waste, watercraft, woodchippers, work, yard
grill-safety

Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the boat out, work in the garden or make a dent on that list of home improvement projects. Whatever your chosen activity, here are some safety and consumer tips from our blog.

The post Summer! Time for play … and maybe some work, too appeared first on The Cincinnati Insurance Companies blog.

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Steps following a car accident can help in a crunch

By accident, agent, Business Insurance, car, circumstances, compoaure, contact, crash, damage, details, document, first responders, gather, identity, incident, independent, individuals, information, injure, injuries, Insurance, law enforcement, Loss Control, loss prevention, notes, number, Personal Insurance, police, prevent, protect, react, report, theft
document-car-accident

Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next? Being proactive in your response can help keep you, your passengers and your property safe while simplifying the process of filing an insurance claim.

The post Steps following a car accident can help in a crunch appeared first on The Cincinnati Insurance Companies blog.

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Help your insurance agent help you

By age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN
independent-agent

Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you.

The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.

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Know the truth about insurance

By A.M. Best Co., agent, alike, carefully, companies, conditions, Consumer Tips, control, costs, coverages, deductible, endorsement, exclusion, independent, informed, Insurance, limitations, Personal Insurance, policies, premium, purchase, read, savings, service, unique
researching-major-purchase

Most people research major purchases such as houses, cars or electronics to assure they receive the best value for their money. It’s equally important to know what you’re getting when you buy insurance to protect your family and financial well-being.

The post Know the truth about insurance appeared first on The Cincinnati Insurance Companies blog.

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