Consumer Tips Archives - Scharver Insurance Group

Jul 05

Technology enhances service but can’t replace relationships

By Scharver Insurance Group advice, agent, auto, business, client, community, Consumer Tips, Corporate, coverage, decisions, educated, emotional IQ, evaluate, evolve, experience, expertise, first-time, growth, guidance, homeowner, independent, Insurance, investment, life, personal, products, profile, relationship, renewal, risk, serve, service, touch, value

Building a relationship with an independent agent in your community can provide you with a personal experience and ensure that you are offered the right coverage. The post Technology enhances service but can’t replace relationships appeared first on The Cincinnati Insurance Companies blog.

May 24

Summer! Time for play … and maybe some work, too

By Scharver Insurance Group agency, agent, boating, cobblestone, Consumer Tips, dining, DIY, fire, gardening, grilling, hardscape, hazardous, home, independent, Insurance, maintenance, outdoor, paver, planting, play, power, prevent, protect, repair, safe, safety, Safety Tips, summer, tips, tools, waste, watercraft, woodchippers, work, yard

Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the boat out, work in the garden or make a dent on that list of home improvement projects. Whatever your chosen activity, here are some safety and consumer tips from our blog. The post Summer! Time for play … and maybe some work, too appeared first on The Cincinnati Insurance Companies blog.

May 10

Help your insurance agent help you

By Scharver Insurance Group age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN

Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you. The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.

May 03

Know the truth about insurance

By Scharver Insurance Group A.M. Best Co., agent, alike, carefully, companies, conditions, Consumer Tips, control, costs, coverages, deductible, endorsement, exclusion, independent, informed, Insurance, limitations, Personal Insurance, policies, premium, purchase, read, savings, service, unique

Most people research major purchases such as houses, cars or electronics to assure they receive the best value for their money. It’s equally important to know what you’re getting when you buy insurance to protect your family and financial well-being. The post Know the truth about insurance appeared first on The Cincinnati Insurance Companies blog.

Apr 26

Tips to help control insurance costs

By Scharver Insurance Group accident, agent, auto, backup, building materials, bundling, claims, Consumer Tips, costs, credit, credits, deductibles, expenses, generator, guidance, independent, injuries, Insurance, labor, medical, multi-policy discount, premiums, protection, purchase, replacement, review, safety, shut-off

Insurance premiums are tied closely to costs of labor, building materials and medical care. As these prices rise, the costs to treat injuries after an auto accident or to repair or replace your home, car and belongings also increase. The post Tips to help control insurance costs appeared first on The Cincinnati Insurance Companies blog.

Apr 05

How to get the most from a shingled roof

By Scharver Insurance Group age, agent, asphalt, climate, cold, Consumer Tips, factors, gaps, heat, Home Maintenance, house, ice, independent, inspect, Insurance, life, maintenance, manufacturer, prevent, protect, rain, roof, shingle, sleet, warranty, weather

Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy. The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.

Mar 08

Insurance can protect your pandemic renovations

By Scharver Insurance Group adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value

If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate. The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.

Mar 01

What’s included in a homeowner policy?

By Scharver Insurance Group agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine

Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage. The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.

Feb 15

Tips to protect yourself from tax season scams

By Scharver Insurance Group agent, caution, charities, compromise, Consumer Tips, coronavirus, COVID-19, crime, cybercrime, data, email, fake, file, filing, fraud, identity, independent, Insurance, IRS, Pandemic, phishing, phone, prevent, protect, ransomware, return preparer, returns, scam, social media, tax, taxes, taxpayer, theft, vishing, website

Taxpayers, beware of fraudsters out to trick you for your information. The IRS continues to urge Americans to be vigilant to tax return identity theft threats during the pandemic and its aftermath in its annual list of Dirty Dozen Tax Scams. The post Tips to protect yourself from tax season scams appeared first on The Cincinnati Insurance Companies blog.

Oct 26

How an independent agent stands out

By Scharver Insurance Group agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling

If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you. The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.

Consumer Tips