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Consumer Tips

Summer! Time for play … and maybe some work, too

By agency, agent, boating, cobblestone, Consumer Tips, dining, DIY, fire, gardening, grilling, hardscape, hazardous, home, independent, Insurance, maintenance, outdoor, paver, planting, play, power, prevent, protect, repair, safe, safety, Safety Tips, summer, tips, tools, waste, watercraft, woodchippers, work, yard
grill-safety

Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the boat out, work in the garden or make a dent on that list of home improvement projects. Whatever your chosen activity, here are some safety and consumer tips from our blog.

The post Summer! Time for play … and maybe some work, too appeared first on The Cincinnati Insurance Companies blog.

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Help your insurance agent help you

By age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN
independent-agent

Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you.

The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.

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Know the truth about insurance

By A.M. Best Co., agent, alike, carefully, companies, conditions, Consumer Tips, control, costs, coverages, deductible, endorsement, exclusion, independent, informed, Insurance, limitations, Personal Insurance, policies, premium, purchase, read, savings, service, unique
researching-major-purchase

Most people research major purchases such as houses, cars or electronics to assure they receive the best value for their money. It’s equally important to know what you’re getting when you buy insurance to protect your family and financial well-being.

The post Know the truth about insurance appeared first on The Cincinnati Insurance Companies blog.

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Tips to help control insurance costs

By accident, agent, auto, backup, building materials, bundling, claims, Consumer Tips, costs, credit, credits, deductibles, expenses, generator, guidance, independent, injuries, Insurance, labor, medical, multi-policy discount, premiums, protection, purchase, replacement, review, safety, shut-off
research-costs

Insurance premiums are tied closely to costs of labor, building materials and medical care. As these prices rise, the costs to treat injuries after an auto accident or to repair or replace your home, car and belongings also increase.

The post Tips to help control insurance costs appeared first on The Cincinnati Insurance Companies blog.

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How to get the most from a shingled roof

By age, agent, asphalt, climate, cold, Consumer Tips, factors, gaps, heat, Home Maintenance, house, ice, independent, inspect, Insurance, life, maintenance, manufacturer, prevent, protect, rain, roof, shingle, sleet, warranty, weather
shingled-roof

Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy.

The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.

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Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
home-renovation

If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate.

The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.

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What’s included in a homeowner policy?

By agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine
homeowner-coverage

Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage.

The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.

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Tips to protect yourself from tax season scams

By agent, caution, charities, compromise, Consumer Tips, coronavirus, COVID-19, crime, cybercrime, data, email, fake, file, filing, fraud, identity, independent, Insurance, IRS, Pandemic, phishing, phone, prevent, protect, ransomware, return preparer, returns, scam, social media, tax, taxes, taxpayer, theft, vishing, website
tax-season-scams

Taxpayers, beware of fraudsters out to trick you for your information. The IRS continues to urge Americans to be vigilant to tax return identity theft threats during the pandemic and its aftermath in its annual list of Dirty Dozen Tax Scams.

The post Tips to protect yourself from tax season scams appeared first on The Cincinnati Insurance Companies blog.

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How an independent agent stands out

By agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling
independent-agent

If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you.

The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.

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How to protect yourself from fraud

By agent, Better Business Bureau, builder, business, claim, Consumer Tips, contract, Contractor, damage, estimate, FEMA, flood, fraud, handyman, home, Home Construction, hurricane, independent, Insurance, insured, loss, money, NICB, prevent, property, protect, quote, references, repair, service, time, wildfire
prevent-fraud

Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim.

The post How to protect yourself from fraud appeared first on The Cincinnati Insurance Companies blog.

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