Keep children safe at your home pool

By | agent, alarm, barrier, child, children, covers, drain, equipment, fence, floats, furniture, home, independent, Insurance, ladder, lifesaving, lock, lockable, pets, poles, pool, prevent, protect, rings, safe, safety, Safety Tips, security, steps, storage, swimming, toys
home-swimming-pool-safety

You can take steps to substantially reduce the likelihood of an accidental drowning in your home pool. The No. 1 rule: Never leave a child unattended or unsupervised around a pool.

The post Keep children safe at your home pool appeared first on The Cincinnati Insurance Companies blog.

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How life insurance saved a business

By | agent, business, Business Life, downturn, independent, Insurance, life, Life Insurance, loan, long-term, personal, planning, policy, prevent, protect, protection, value, whole
life-insurance-saved-business

LifeHappens shares the story of how a successful business owner included life insurance as part of his long-term planning. When there was an unexpected downturn, that life insurance policy saved the business and all those whose livelihoods depended on it. Watch the video.

The post How life insurance saved a business appeared first on The Cincinnati Insurance Companies blog.

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New test for distracted driving: Textalyzers

By | accident, agent, auto, automobile, breathalyzer, call, car, cell, charge, civil, distracted, Distracted Driving, drive, driver, driving, independent, Insurance, liberties, phone, police, prevent, privacy, protect, rights, roadside, search, test, text, textalyzer, ticket, truck, vehicle
distracted-driving-textalyzers

Lawmakers in a handful of cities and states are considering allowing police to use devices called textalyzers to test for suspected cell phone use at the scene of car accidents.

The post New test for distracted driving: Textalyzers appeared first on The Cincinnati Insurance Companies blog.

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Have a plan for responding to floods

By | agent, backup, barriers, batteries, battery, covers, dams, elevation, FEMA, fire, flash, flood, generators, independent, Insurance, plain, plan, policy, prevent, protect, protection, pumps, streams, zone
flood-prep-tips

Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage.

The post Have a plan for responding to floods appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Distractions contribute to pedestrian deaths, injuries

By | accident, agent, bike, car, crash, crossing, crosswalk, damage, defensive, distracted, distraction, driver, driving, hurt, independent, injuries, injury, Insurance, motor, motorist, obstruct, pedestrian, prevent, protect, Safety Tips, scooter, vehicle, view, visible, walk
pedestrian-crossing

“I didn’t see them!” That’s usually the first thing someone says when they’ve been involved in a vehicle-pedestrian crash. The latest statistical year shows that 5,977 pedestrians were killed in U.S. traffic crashes – one every 1.5 hours, according to National Highway Traffic Safety Administration figures. In addition, 129,000 pedestrians were treated for non-fatal crash-related injuries. While these figures remained about steady compared with the prior year, the numbers are still alarming.

The post Distractions contribute to pedestrian deaths, injuries appeared first on The Cincinnati Insurance Companies blog.

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Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By | adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, probate, proceeds, protect, tax-free, taxes
contingent-beneficiary

Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan.

The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.

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Planning key to successful home renovation

By | agent, Consumer Tips, Contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
avoid-DIY-mistakes

Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind.

The post Planning key to successful home renovation appeared first on The Cincinnati Insurance Companies blog.

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