Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By | adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, probate, proceeds, protect, tax-free, taxes
contingent-beneficiary

Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan.

The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.

Read More

Planning key to successful home renovation

By | agent, Consumer Tips, Contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
avoid-DIY-mistakes

Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind.

The post Planning key to successful home renovation appeared first on The Cincinnati Insurance Companies blog.

Read More

Slider crime: Protect yourself from thieves

By | agent, alert, attentive, aware, awareness, bag, carjack, crime, criminal, damage, independent, injury, Insurance, keys, lock, phone, prevent, protect, purse, Safety Tips, slide, slider, steal, thief, thieves, unattended, valuable, valuables, wallet, watch, watchful
slider-crime-awareness

It’s not entertainment on a slide, a sport on ice or even a small hamburger. Slider crime is much more dangerous and is sweeping the country, particularly in urban cities.

The post Slider crime: Protect yourself from thieves appeared first on The Cincinnati Insurance Companies blog.

Read More

Life insurance protects, offers peace of mind

By | agent, consumer, data, family, financial, independent, Insurance, life, Life Insurance, love, parent, prepare, protect, single, stress, survey, unknown
life-insurance-data-survey

Did you know most Americans (78 percent) agree that preparing financially for life’s unknowns is a way to show that you care? In fact, a little closer look at the data finds almost 2 in 3 (65 percent) think that having life insurance is key to taking care of their family financially.

The post Life insurance protects, offers peace of mind appeared first on The Cincinnati Insurance Companies blog.

Read More

Earthquake: Tips to protect your family

By | agent, anchor, bolt, brace, coastal, cripple, damage, disaster, earthquake, flammable, foundation, gas, independent, indoors, inland, Insurance, outdoors, plan, plate, prepare, protect, safe, safety, Safety Tips, shake, sill, structure, tips, tsunami, vehicle, water, water heater
safety-tips-earthquake

If you live near a fault line, you likely are no stranger to tremors or other earthquake activity. Preparation may be an ongoing process for your family.

The post Earthquake: Tips to protect your family appeared first on The Cincinnati Insurance Companies blog.

Read More

Strengthen your data privacy practices

By | access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerability, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

The post Strengthen your data privacy practices appeared first on The Cincinnati Insurance Companies blog.

Read More

Making health clubs safer for children

By | agent, background, checks, children, club, ClubSolutions, facilities, facility, fitness, Fitness & Recreation, health, hiring, independent, Insurance, Jayson, law, legal, magazine, offender, practices, prevent, program, protect, recreation, registry, safe, safer, safety, Scott, serve, state
health-club-safer-children

The January edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He urges health and fitness facilities serving children to review hiring and safety practices.

The post Making health clubs safer for children appeared first on The Cincinnati Insurance Companies blog.

Read More

Avoid hairy situations with dogs at your brewery

By | agent, animal, animals, beer, beverage, bite, brewery, brewpub, cleaning, craft, Craft Beverage, customer, dog, dogs, drink, employee, food, furniture, independent, inside, Insurance, law, laws, leash, legal, legislative, liability, patio, prevent, protect, regulations, responsibility, safe, safety, sanitation, signage, state, taproom, training, visitor, water, worker
dogs-on-patio

Today more than ever, our furry best friends are taking their seats next to us for rides in the car, trips on airplanes – and drinks on the patio at the local craft brewery. Brewpub operators should review and understand state and local regulations regarding food service establishments and animals.

The post Avoid hairy situations with dogs at your brewery appeared first on The Cincinnati Insurance Companies blog.

Read More

Test your knowledge: Frozen pipes

By | 55 degrees, agent, air, below, burst, business, chilly, circulate, costly, damage, drip, flood, freeze, freezing, frozen, home, ice, icy, independent, Insurance, leak, leaks, pipe, pipes, prevent, protect, temperature, warm, water, winter, Winter Prep
frozen-water-pipe-valve

Do you know what to do to prevent pipes from freezing or to manage already frozen pipes? Test your knowledge with our five-question quiz.

The post Test your knowledge: Frozen pipes appeared first on The Cincinnati Insurance Companies blog.

Read More

Tips to protect taxpayers from ID theft

By | advice, agent, artists, business, charities, charity, collect, con, Consumer Tips, control, costly, data, dirty, donations, dozen, expensive, fake, fraud, ID, identity, independent, individual, Insurance, internal, IRS, law, legal, loss, phish, phishing, phone, prepare, preparer, prevent, protect, return, returns, Revenue, scam, scams, service, solicit, tax, taxpayer, taxpayers, theft
taxpayers-identity-protection

Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Take note of tips the IRS wants you to know about identity theft so you can avoid becoming the victim.

The post Tips to protect taxpayers from ID theft appeared first on The Cincinnati Insurance Companies blog.

Read More