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Business Insurance

6 tips to secure your home computer network

By agent, antispyware, antivirus, breach, business, Business Insurance, cyber, data, encryption, financial, firewall, hack, hacker, independent, information, Insurance, internet, operating, password, personal, prevent, proprietary, protect, Risk Management, router, secure, security, software, SSID, system, vendor, VPN, wireless, work from home
home-computer-network

Even as many companies reopen offices to employees, surveys show remote work is likely here to stay, at least part of the time. It’s important to understand that working from home adds responsibilities for employees to secure the data flowing through their home information networks.

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The hidden effect of COVID-19 on fleet safety

By agent, alcohol, Business Insurance, car, commercial, COVID-19, crash, crash rate, driver, drug, faster, fatality, fleet, independent, Insurance, maintenance, manage, manager, miles, Pandemic, pools, private, re-evaluate, road, safe, safety, Safety Tips, seat belt, service, traffic, truck, unsafe, van
fleet-safety

If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased.

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Consider safety before taking your restaurant outdoors

By agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt
restaurant-outdoors

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences.

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When kids come to work: 5 tips for businesses and parents

By abuse, agent, background, boundaries, business, Business Insurance, care, caregiver, child, childcare, children, Consumer Tips, coronavirus, criminal, emergency, hazard, independent, Insurance, kids, legal, Loss Control, organization, Pandemic, parents, physical, plan, prevent, protect, safe, Safety Tips, secure, work
kids-at-work

The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site.

The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.

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Business continuity planning: Are you ready?

By agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor
Business continuity planning: Are you ready?

It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.

The post Business continuity planning: Are you ready? appeared first on The Cincinnati Insurance Companies blog.

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Professional liability coverage options for dentists

By agent, Business Insurance, Chicago Dental Society, claims-made, conditions, consistent, coverage, dentist, exclusions, form, independent, Insurance, liability, limits, medical, occurrence, premium, prevent, procedures, professional, protect, risk, scenario, terms
ducks-in-a-row

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type.

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Private company decision makers need D&O insurance

By agent, bankrupt, Business Insurance, company, competitors, creditors, D&O, decisions, directors, frequency, governmental, independent, individuals, Insurance, lawsuit, liability, management, mergers, officers, partners, private, protect, severity, shareholders, small, sue, suit, suppliers, vendors
private-company-owners

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.

The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

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Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
personal-touch-independent-agent

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy.

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