debris Archives - Scharver Insurance Group

Jun 28

Prepare your property for wildfire, then review plans annually

By Scharver Insurance Group "go bag", agent, building, business, checklist, chemicals, clean, debris, defensible, embers, employees, evacuation, family, first responder, flame, food, hazard, home, independent, Insurance, kit, medications, prevent, property, protect, rake, roof, shelter, smoke, supplies, water, wildfire

Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. The post Prepare your property for wildfire, then review plans annually appeared first on The Cincinnati Insurance Companies blog.

May 04

3 myths about hurricane wind risks

By Scharver Insurance Group activity, agent, area, breakage, claim, damage, debris, direction, doors, facing, flying, glass, Home Construction, hurricane, impact-rated, independent, Insurance, intrusion, loss, mitigation, myths, opening, prevent, protect, safe, season, shutter, storm, water, wind, windows

The 2020 hurricane season was one of the most active seasons in history, and weather experts predict 2021 will be similar. While hurricanes continue to be among the most catastrophic weather events, the good news is that homeowners have effective and affordable options to help reduce damage. The post 3 myths about hurricane wind risks appeared first on The Cincinnati Insurance Companies blog.

Apr 27

Prepare your commercial building for spring

By Scharver Insurance Group agent, batteries, building, Business Insurance, changing, checklist, Consumer Tips, Contractor, debris, drain, exit, exterior, fire protection, independent, Insurance, landscaping, lights, mechanicals, parking, pipes, preparation, prepare, prevent, protect, repair, replace, roof, season, signs, spring, steps, walking

We all think of spring cleaning for our homes, both inside and outside, but have you thought about getting your commercial building ready for warmer weather? The post Prepare your commercial building for spring appeared first on The Cincinnati Insurance Companies blog.

Nov 03

Precautions to take if you feel the earth shake

By Scharver Insurance Group agent, bricks, cover, debris, drop, earthquake, electricity, facade, falling, gas, glass, hands, hazard, hold on, independent, indoors, Insurance, knees, leaks, neck, Personal Insurance, preparation, prepare, protect, shake, shaking, shelter, trees, tsunami, water, windows

Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do? The post Precautions to take if you feel the earth shake appeared first on The Cincinnati Insurance Companies blog.

Jul 21

Secondary, vacation homes may need extra TLC

By Scharver Insurance Group agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

Jun 09

Fireworks: Resist dangerous temptation

By Scharver Insurance Group agent, blind, bottle rockets, burns, dangerous, debris, display, distance, ears, emergency, explosions, explosives, eye, fingers, fireworks, hazardous, hearing, hospital, igniting, independent, injuries, Insurance, lighting, loss of limb, malfunctions, Pandemic, professional, pyrotechnics, Safety Tips, sight, sparklers, vision

It is hard to deny that fireworks during Independence Day are as American as baseball, hot dogs and apple pie! For many people, celebrating our country’s independence includes setting off fireworks on and around the Fourth of July. With the COVID-19 pandemic causing cancellations of some organized fireworks displays, more people will be motivated to set off their own fireworks at home. While a spectacular fireworks display is both impressive and entertaining, remember that fireworks are explosives best left in the hands of professionals. The post Fireworks: Resist dangerous temptation appeared first on The Cincinnati Insurance Companies blog.

May 26

Defensible space can make the difference in a wildfire

By Scharver Insurance Group agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone

Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.

Jan 28

Ice dams a headache to be avoided

By Scharver Insurance Group agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water

One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems. The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.

Nov 19

Give your boiler room to breathe

By Scharver Insurance Group agent, air, boiler, breathe, business, carbon monoxide, cardboard, clean, cleaning, CO, combustion, damper, debris, detector, flammable, flue, freezing, home, independent, inspection, Insurance, intake, leaves, louvers, maintenance, manifold, pressure, prevent, problem, protect, room, service, space, switch, test, tune-up, Winter Prep

With the outside temperatures dropping, it is once again heating season, which means it is time to turn on your boiler. Keep in mind that, like us, boilers need air and personal space. The post Give your boiler room to breathe appeared first on The Cincinnati Insurance Companies blog.

Apr 23

April showers, May flowers and spring home repairs

By Scharver Insurance Group agent, backups, clog, clogged, Consumer Tips, debris, downspouts, gutters, independent, insects, Insurance, mice, mulch, nest, nesting, plantings, power, rain, showers, spring, vines, washer

Spring weather brings hope for new beginnings and warmer temperatures. However, these seasonal changes could significantly damage the exterior protective layers of your house, leading to potentially costly structural damage. Watch out for these conditions. The post April showers, May flowers and spring home repairs appeared first on The Cincinnati Insurance Companies blog.

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