Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim.
Summer. Time to relax and enjoy the fun in your own backyard. But to keep the fun rolling, make sure everyone stays safe and sound.
Growing up, I loved reading the tale of “The Three Little Pigs,” never thinking much of how the story could ever relate to my adult life. As an occupational hazard, I often think now of the second little pig: “How is he going to rebuild his house of sticks that the wolf blew down?”
The post The Three Little Pigs and the price of a stick house appeared first on The Cincinnati Insurance Companies blog.
The 2020 hurricane season was one of the most active seasons in history, and weather experts predict 2021 will be similar. While hurricanes continue to be among the most catastrophic weather events, the good news is that homeowners have effective and affordable options to help reduce damage.
Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.
As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather.
It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.
Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm.
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable.
The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss.
The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.