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Help your insurance agent help you

By age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN
Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you. The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.
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What’s included in a homeowner policy?

By agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine
Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage. The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.
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Landlords: 3 reasons to consider requiring renters insurance

By agent, building, claims, damage, financial, fire, independent, Insurance, landlord, large, legal, liability, loss, mitigate, multiple, Personal Insurance, pets, policy, premium, prevent, property, protect, tenant, theft, water damage
Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that. The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.
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6 reasons renters need their own insurance

By affordable, agent, belongings, cover, coverages, displaced, expenses, independent, Insurance, landlord, liability, limits, living, loss, peril, personal, Personal Insurance, property, protect, renter's, sublimits, tenant, travel
Most people know renters insurance covers belongings. But did you know it covers more than just personal property? Many people erroneously assume they are covered by their landlord’s policy and skip this important protection. The post 6 reasons renters need their own insurance appeared first on The Cincinnati Insurance Companies blog.
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How to protect yourself from fraud

By agent, Better Business Bureau, builder, business, claim, Consumer Tips, contract, Contractor, damage, estimate, FEMA, flood, fraud, handyman, home, Home Construction, hurricane, independent, Insurance, insured, loss, money, NICB, prevent, property, protect, quote, references, repair, service, time, wildfire
Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim. The post How to protect yourself from fraud appeared first on The Cincinnati Insurance Companies blog.
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Keep the fun in summer with attention to safety

By agent, backyard, blade, burns, charcoal, chemical, children, chimenea, combustible, control, cut, family, fire, fire pit, garden, gas, green, grilling, guests, independent, Insurance, lawn, loss, mowing, mulch, pools, prevent, protect, push, riding, safe, safety, Safety Tips, slope, spas, summer, swimming, tips, tubs, yard
Summer. Time to relax and enjoy the fun in your own backyard. But to keep the fun rolling, make sure everyone stays safe and sound. The post Keep the fun in summer with attention to safety appeared first on The Cincinnati Insurance Companies blog.
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The Three Little Pigs and the price of a stick house

By 2020, 2021, 2022, agent, cost, coverage, COVID, craftspeople, damage, expense, Home Construction, house, increasing, independent, Insurance, labor, loss, lumber, Pandemic, prices, rebuild, reconstruct, reconstruction, rising, shortage, skilled, stick, Three Little Pigs, Valuation
Growing up, I loved reading the tale of “The Three Little Pigs,” never thinking much of how the story could ever relate to my adult life. As an occupational hazard, I often think now of the second little pig: “How is he going to rebuild his house of sticks that the wolf blew down?” The post The Three Little Pigs and the price of a stick house appeared first on The Cincinnati Insurance Companies blog.
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3 myths about hurricane wind risks

By activity, agent, area, breakage, claim, damage, debris, direction, doors, facing, flying, glass, Home Construction, hurricane, impact-rated, independent, Insurance, intrusion, loss, mitigation, myths, opening, prevent, protect, safe, season, shutter, storm, water, wind, windows
The 2020 hurricane season was one of the most active seasons in history, and weather experts predict 2021 will be similar. While hurricanes continue to be among the most catastrophic weather events, the good news is that homeowners have effective and affordable options to help reduce damage. The post 3 myths about hurricane wind risks appeared first on The Cincinnati Insurance Companies blog.
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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.
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The cold is setting in; 5 tips to keep warm

By agent, auto, blizzard, claim, cold, emergency, extreme, family, freeze, frost, heater, home, ice, independent, insulate, Insurance, kit, loss, melt, outage, pets, pipes, power, prevent, protect, safe, safey, snow, warm, weather, wind, Winter Prep
As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. The post The cold is setting in; 5 tips to keep warm appeared first on The Cincinnati Insurance Companies blog.
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