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Business continuity planning: Are you ready?

By agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor
It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk. The post Business continuity planning: Are you ready? appeared first on The Cincinnati Insurance Companies blog.
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Be ready for lightning storms

By agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather
Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm. The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.
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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Personal umbrella policy protects you from large liability loss

By agent, auto, children, consequences, deductible, dog, financial, independent, Insurance, large, liability, limit, loss, ownership, personal, Personal Insurance, policy, property, protect, umbrella, underlying
While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss. The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.
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Protect your business with machinery and equipment insurance

By accidental, agent, boiler, breakdown, Business Insurance, claim, complex, coverage, damage, electrical, electricity, equipment, expenses, financial, hot, independent, Insurance, loss, machinery, operate, panel, policy, power, pressurized, protect, replace, simple, steam, surge, water
Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.
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Make your website comply with accessibility standards

By accessibility, accessible, ADA, agent, Americans with Disabilities Act, Business Insurance, compliance, comply, coverage, Department of Justice, disabilities, DOJ, employment, EPLI, federal, financial, guidelines, hearing, impaired, independent, Insurance, liability, loss, low, practice, practices, protect, regulations, serve, standard, standards, vision, WCAG, website, World Wide Web Consortium
Making your website accessible to people with low vision or hearing loss could introduce your goods or services to tens of millions of new customers. The post Make your website comply with accessibility standards appeared first on The Cincinnati Insurance Companies blog.
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19 states provide automatic MVR notifications

By agent, automatic, Business Insurance, carrier, consultant, driver, DUI, federal, fleet, FMCSA, independent, information, Insurance, loss, manage, manager, motor, MVR, operator, prevent, protect, record, safe, safety, states, suspended, vehicle
Fleet safety managers and consultants have long recognized the benefits in using an automatic notification service as a best practice when it comes to managing fleet vehicle operators’ Motor Vehicle Records. What can be better than nearly “real time” notification of changes in one of your driver’s MVRs? Now 19 states offer direct Automatic Notification Service. The post 19 states provide automatic MVR notifications appeared first on The Cincinnati Insurance Companies blog.
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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test. The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.
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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test. The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.
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Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options. The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.
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