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19 states provide automatic MVR notifications

By agent, automatic, Business Insurance, carrier, consultant, driver, DUI, federal, fleet, FMCSA, independent, information, Insurance, loss, manage, manager, motor, MVR, operator, prevent, protect, record, safe, safety, states, suspended, vehicle
automatic-mvrs

Fleet safety managers and consultants have long recognized the benefits in using an automatic notification service as a best practice when it comes to managing fleet vehicle operators’ Motor Vehicle Records. What can be better than nearly “real time” notification of changes in one of your driver’s MVRs? Now 19 states offer direct Automatic Notification Service.

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Sprinklers essential to safety in high-rise residences

By agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel
high-rise

High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems.

The post Sprinklers essential to safety in high-rise residences appeared first on The Cincinnati Insurance Companies blog.

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Fighting fire: Benefits of a residential sprinkler system

By agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
residential-sprinkler

It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system.

The post Fighting fire: Benefits of a residential sprinkler system appeared first on The Cincinnati Insurance Companies blog.

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Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
water-shut-off

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.

The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.

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Term vs. permanent life insurance: Which is right for you?

By agent, automatic, beneficiary, benefit, cash, convertible, death, holder, independent, Insurance, life, Life Insurance, loan, owner, paid-up, permanent, policy, premium, return, temporary, term, universal, value, whole, withdrawal
term-whole-permanent-life

The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options.

The post Term vs. permanent life insurance: Which is right for you? appeared first on The Cincinnati Insurance Companies blog.

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