You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent damage. Would you know where to find the main water valve?
The post Find your main water valve before crisis strikes appeared first on The Cincinnati Insurance Companies blog.
Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.
The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.
With hurricane season now upon us and the risks of wildfires increasing every day in the summer heat, planning for natural disasters is an inevitable and necessary part of every disaster preparation or business continuity plan. But how effective will these plans be in the midst of the current COVID-19 pandemic?
The post Adapt your business continuity plan for COVID-19 conditions appeared first on The Cincinnati Insurance Companies blog.
Many homeowners don’t recognize the plumbing leak risk that lies in plain sight within their home or condo: water supply lines.
The post Plumbing leaks pose risk that’s too easy to ignore appeared first on The Cincinnati Insurance Companies blog.
There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance.
The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.
Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value.
The post Personal insurance: Trends in construction costs appeared first on The Cincinnati Insurance Companies blog.