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basement

Mar 08

Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate. The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.
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Nov 30

Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm. The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.
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Nov 16

Inspection gives home buyer a deeper look

By agent, attic, basement, condition, costly, damage, electrical, equity, exterior, foundation, gutters, home, Home Construction, independent, inspect, inspection, Insurance, interior, investment, mechanical, plumbing, property, purchase, repair, Risk Management, roof, systems, valuable, Valuation
Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs. The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.
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Jan 05

Vacation nightmare… times two

By agent, basement, break, damage, dehumidifier, dishwasher, drywall, floor, heater, Home Protection-Water, independent, Insurance, leak, mess, pipe, prevent, protect, shut-off, sink, toilet, washer, water
They say that homes that experience one water loss are likely to experience more. After experiencing two separate water heater leaks in our home while my family was away on vacation, I guess it’s true. The post Vacation nightmare… times two appeared first on The Cincinnati Insurance Companies blog.
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Dec 22

Find your main water valve before crisis strikes

By agent, ball, basement, bathroom, crawl space, dishwasher, emergency, fixture, foundation, garage, gate, handle, heater, Home Protection-Water, independent, Insurance, kitchen, locate, machine, off, plumber, round, shut, shut-off, sink, slab, supply, toilet, turn, under, underground, utility, valve, washer, water
You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent damage. Would you know where to find the main water valve? The post Find your main water valve before crisis strikes appeared first on The Cincinnati Insurance Companies blog.
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Oct 20

Low temperature sensor: A smart choice to protect your home

By agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm
So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors. The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Sep 29

Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.
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Sep 29

Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.
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Aug 20

Making the most of the home walk-through

By agent, basement, bathrooms, block, cabinets, caulk, ceiling, concrete, Consumer Tips, floor, furnace, heater, home, independent, inspect, inspection, inspector, Insurance, intrusion, kitchen, laundry, leak, level, mechanical, moisture, pipe, pipes, regulate, regulator, sink, through, walk, walk-through, water, window
It’s easy to get caught up in excitement when you’re looking for a new home. Keep in mind, though, when a home is listed for sale, it is being presented as positively as possible. As a prospective buyer, you will want to examine the property inside and out, door to door and ceiling to floor. The post Making the most of the home walk-through appeared first on The Cincinnati Insurance Companies blog.
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Apr 02

Prepare for high winds and tornadoes

By agent, basement, cloud, condensation, damage, damaging, debris, event, frame, Fujita, funnel, hazard, high, independent, Insurance, miles, mobile, NOAA, path, prepare, protect, refuge, safe room, safety, severe, shutter, Spring Storms, Storm Prep, straight line, supplies, thunderstorm, tornado, trim, warning, watch, weather, wind
High winds are a danger to people and property. Learning what to look for and how to properly prepare can save lives and minimize damage. The post Prepare for high winds and tornadoes appeared first on The Cincinnati Insurance Companies blog.
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