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Nov 30

Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm. The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.
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Jun 02

Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Aug 06

Next generation home health care is already here

By aged, agent, aging, blood pressure, care, caregiver, carry, client, facilities, facility, games, health, Health Care Facilities, heart rate, home, independent, Insurance, Medicaid, Medicare, medications, medicine, monitor, music, older, patient, pulse, report, resident, retrieve, robotic, senior, sign, staff, task, telehealth, temperature, track, vital
The home health care industry continues to grow as more aging Americans prefer to stay in their homes as long as possible. While this may sound like great news, many home care companies throughout the country are struggling to keep up with demand. The post Next generation home health care is already here appeared first on The Cincinnati Insurance Companies blog.
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Oct 30

Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.
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Jun 12

Prevent falls: Help seniors live healthier lives

By adult, adults, aged, agent, aging, bar, care, ear, elder, elderly, eye, fall, falls, foot, footwear, grab, hazard, health, hearing, hip, home, hospital, independent, injured, injury, Insurance, mat, mature, medical, medicine, non-slip, older, outside, prevent, protect, railings, rails, rug, safe, safety, Safety Tips, senior, shoe, shower, stairs, steps, toilet, trip, tub, vision, walker
As Americans age, seniors are especially at risk of being injured by a fall. But it doesn’t have to be that way. Falls should not be considered a normal, expected result of aging. Nevertheless, they can be serious and costly for older adults. The post Prevent falls: Help seniors live healthier lives appeared first on The Cincinnati Insurance Companies blog.
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