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Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
vacation-home

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
market-value-vs-replacement-cost

When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable.

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Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
personal-touch-independent-agent

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy.

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Help your home stand up to winter

By agent, air, alarm, breakdown, carbon, chimney, dam, detector, drain, family, fire, flue, freeze, frozen, furnace, gutter, heating, home, ice, independent, Insurance, leaks, melt, monoxide, pipes, prevent, protect, pump, roof, service, smoke, sump, tips, water, weather, winter, Winter Prep
winter-weather-tips

You can take steps to ensure your home is well prepared for winter weather – and that your family doesn’t get any colder than they want to be. Consider these suggestions for your comfort and safety.

The post Help your home stand up to winter appeared first on The Cincinnati Insurance Companies blog.

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Give your boiler room to breathe

By agent, air, boiler, breathe, business, carbon monoxide, cardboard, clean, cleaning, CO, combustion, damper, debris, detector, flammable, flue, freezing, home, independent, inspection, Insurance, intake, leaves, louvers, maintenance, manifold, pressure, prevent, problem, protect, room, service, space, switch, test, tune-up, Winter Prep
boiler-room-breathe

With the outside temperatures dropping, it is once again heating season, which means it is time to turn on your boiler. Keep in mind that, like us, boilers need air and personal space.

The post Give your boiler room to breathe appeared first on The Cincinnati Insurance Companies blog.

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Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
home-security-systems

Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options.

The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Sprinklers essential to safety in high-rise residences

By agent, alarm, automatic, burn, code, college, communications, condo, construction, detection, dorm, dormitory, elder, elderly, emergency, fire, Fire Prevention, hazard, high-rise, home, hotel, housing, independent, inhalation, injure, injury, Insurance, life, motel, NFPA, occupants, pathways, premises, prevent, protect, residence, safe, safety, senior, sleeping, smoke, sprinkler, standards, student, system, travel
high-rise

High-rise buildings with residential uses pose unique risks that deserve special attention to safety. Whether you are purchasing a condo, staying in a hotel or living in a high-rise senior apartment or college dorm, consider whether the building is protected by automatic sprinkler systems.

The post Sprinklers essential to safety in high-rise residences appeared first on The Cincinnati Insurance Companies blog.

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