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Prepare your property for wildfire, then review plans annually

By "go bag", agent, building, business, checklist, chemicals, clean, debris, defensible, embers, employees, evacuation, family, first responder, flame, food, hazard, home, independent, Insurance, kit, medications, prevent, property, protect, rake, roof, shelter, smoke, supplies, water, wildfire
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. The post Prepare your property for wildfire, then review plans annually appeared first on The Cincinnati Insurance Companies blog.
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Get ‘hurricane ready’ before storms threaten home or business

By agent, batteries, business, car, claim, coverage, damage, employees, evacuate, family, flood, food, generator, home, hurricane, independent, Insurance, inventory, medications, outdoor, papers, people, prepare, property, protect, rain, supplies, truck, vehicle, water, wind, windows, workers, yard
Weather forecasters predict above-average activity this Atlantic hurricane season, which runs from June 1 to November 30. Take steps to minimize damage and speed recovery. The post Get ‘hurricane ready’ before storms threaten home or business appeared first on The Cincinnati Insurance Companies blog.
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Pandemic put spotlight on virtual home inspections

By agent, convenience, coverage, eco-friendly, expertise, finalize, home, independent, inspection, Insurance, interview, on-site, Pandemic, photos, policy, protect, rebuild, report, research, safety, upload, Valuation, value, virtual
When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild the home. Insurers have generally used home inspections to help determine home value. But since the pandemic hit, travel restrictions prevented on-site home visits. The post Pandemic put spotlight on virtual home inspections appeared first on The Cincinnati Insurance Companies blog.
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Pandemic put spotlight on virtual home inspections

By agent, convenience, coverage, eco-friendly, expertise, finalize, home, independent, inspection, Insurance, interview, on-site, Pandemic, photos, policy, protect, rebuild, report, research, safety, specialist, upload, Valuation, value, virtual
When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild the home. Insurers have generally used home inspections to help determine home value. But since the pandemic hit, travel restrictions prevented on-site home visits. The post Pandemic put spotlight on virtual home inspections appeared first on The Cincinnati Insurance Companies blog.
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Summer! Time for play … and maybe some work, too

By agency, agent, boating, cobblestone, Consumer Tips, dining, DIY, fire, gardening, grilling, hardscape, hazardous, home, independent, Insurance, maintenance, outdoor, paver, planting, play, power, prevent, protect, repair, safe, safety, Safety Tips, summer, tips, tools, waste, watercraft, woodchippers, work, yard
Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the boat out, work in the garden or make a dent on that list of home improvement projects. Whatever your chosen activity, here are some safety and consumer tips from our blog. The post Summer! Time for play … and maybe some work, too appeared first on The Cincinnati Insurance Companies blog.
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Help your insurance agent help you

By age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN
Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you. The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.
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Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate. The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.
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Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm. The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.
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Inspection gives home buyer a deeper look

By agent, attic, basement, condition, costly, damage, electrical, equity, exterior, foundation, gutters, home, Home Construction, independent, inspect, inspection, Insurance, interior, investment, mechanical, plumbing, property, purchase, repair, Risk Management, roof, systems, valuable, Valuation
Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs. The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.
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What to watch for when buying a high-rise condo

By agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water
You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings. The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.
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