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Help your insurance agent help you

By age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN
independent-agent

Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you.

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Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
home-renovation

If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate.

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Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
older-homes

Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm.

The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.

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Inspection gives home buyer a deeper look

By agent, attic, basement, condition, costly, damage, electrical, equity, exterior, foundation, gutters, home, Home Construction, independent, inspect, inspection, Insurance, interior, investment, mechanical, plumbing, property, purchase, repair, Risk Management, roof, systems, valuable, Valuation
home-inspection

Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs.

The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.

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What to watch for when buying a high-rise condo

By agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water
high-rise-condo

You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings.

The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.

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Feeling stressed? Go easy on yourself

By agent, balance, boundaries, breaks, change, cope, exercise, focus, healthy, help, home, humor, independent, Insurance, kind, life, Lifestyle, meals, moving, Pandemic, relax, rest, stress, stretch, walk, work
stressed-working-from-home

Change can add stress to any family routine, but change amid a pandemic can bring stress to a whole new level. Make sure you recognize signs of increased tension and address it before it impacts your life or health.

The post Feeling stressed? Go easy on yourself appeared first on The Cincinnati Insurance Companies blog.

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How to protect yourself from fraud

By agent, Better Business Bureau, builder, business, claim, Consumer Tips, contract, Contractor, damage, estimate, FEMA, flood, fraud, handyman, home, Home Construction, hurricane, independent, Insurance, insured, loss, money, NICB, prevent, property, protect, quote, references, repair, service, time, wildfire
prevent-fraud

Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim.

The post How to protect yourself from fraud appeared first on The Cincinnati Insurance Companies blog.

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Wildfire: Suppression tips may help keep homes standing

By 100 feet, agent, airborne, damage, defensible space, destroy, eaves, embers, External, fire-retardant, fireproofing, frequent, fuels, harden, home, Home Protection-Fire, house, independent, Insurance, landscaping, prevent, protect, sprinkler, structure, suppression, tips, wildfire
wildfire-threatens

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived. While not every wildfire can be avoided, several factors are key to preventing damage or saving a structure from destruction.

The post Wildfire: Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

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Wildfire: Suppression tips may help keep homes standing

By 100 feet, agent, airborne, damage, defensible space, destroy, eaves, embers, External, fire-retardant, fireproofing, frequent, fuels, harden, home, Home Protection-Fire, house, ignition zone, independent, Insurance, landscaping, prevent, protect, sprinkler, structure, suppression, tips, wildfire
wildfire-threatens

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived. While not every wildfire can be avoided, several factors are key to preventing damage or saving a structure from destruction.

The post Wildfire: Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
contractor-construction-site

Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable.

The post Contractors caught in post-COVID volatility appeared first on The Cincinnati Insurance Companies blog.

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