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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
contractor-construction-site

Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable.

The post Contractors caught in post-COVID volatility appeared first on The Cincinnati Insurance Companies blog.

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Consider the hidden risks of mulching

By agent, buildings, crushed, dry, extinguish, fire, hardscape, home, Home Protection-Fire, ignite, independent, Insurance, landscape, mulch, mulching, pavers, pebbles, prevent, property, protect, rock, smoking, soil, sparks, stone, structures, temperatures, warm, wildfire, wind
mulch-fire

One of your annual gardening tasks might involve applying a new layer of mulch to help control weed growth, reduce soil erosion and add nutrients to the soil. While your fruits, vegetables or ornamentals might benefit, mulch is a combustible material, and care must be taken to avoid the possibility of it igniting.

The post Consider the hidden risks of mulching appeared first on The Cincinnati Insurance Companies blog.

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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
coping-with-catastrophe

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.

The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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Sprinklers protect your home from biggest threat: Fire

By activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers
home-sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you’re building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives.

The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

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The cold is setting in; 5 tips to keep warm

By agent, auto, blizzard, claim, cold, emergency, extreme, family, freeze, frost, heater, home, ice, independent, insulate, Insurance, kit, loss, melt, outage, pets, pipes, power, prevent, protect, safe, safey, snow, warm, weather, wind, Winter Prep
cold-weather

As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather.

The post The cold is setting in; 5 tips to keep warm appeared first on The Cincinnati Insurance Companies blog.

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Enjoy your patio heater this fall, but use it safely

By agent, awnings, balcony, business, carbon monoxide, certified, CO, cold, combustible, CSA, dome, electric, entry, exit, fire, Fire Prevention, fuel, gas-fired, hazard, heater, home, Home Protection-Fire, ignition, independent, inspect, Insurance, outdoor, patio, pole, prevent, propane, protect, reflector, restaurant, Safety Tips, shield, store, switch, tilt, tipover, UL, weather, zoning
patio-heater

Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks.

The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.

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Low temperature sensor: A smart choice to protect your home

By agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm
low-temperature-sensor

So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.

The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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