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Nov 24

The cold is setting in; 5 tips to keep warm

By agent, auto, blizzard, claim, cold, emergency, extreme, family, freeze, frost, heater, home, ice, independent, insulate, Insurance, kit, loss, melt, outage, pets, pipes, power, prevent, protect, safe, safey, snow, warm, weather, wind, Winter Prep
As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. The post The cold is setting in; 5 tips to keep warm appeared first on The Cincinnati Insurance Companies blog.
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Oct 27

Enjoy your patio heater this fall, but use it safely

By agent, awnings, balcony, business, carbon monoxide, certified, CO, cold, combustible, CSA, dome, electric, entry, exit, fire, Fire Prevention, fuel, gas-fired, hazard, heater, home, Home Protection-Fire, ignition, independent, inspect, Insurance, outdoor, patio, pole, prevent, propane, protect, reflector, restaurant, Safety Tips, shield, store, switch, tilt, tipover, UL, weather, zoning
Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks. The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.
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Oct 20

Low temperature sensor: A smart choice to protect your home

By agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm
So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors. The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Sep 29

Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.
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Sep 29

Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss. The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.
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Jul 21

Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.
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Jun 02

Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Apr 14

It’s not too soon to prepare your property for wildfire

By "go bag", agent, brush, business, driveway, evacuation, family, fire, gated, hillsides, home, independent, Insurance, leaves, minimize, needles, obey, overhanging, pets, pine, preparation, prepare, preparedness, prevent, Risk Management, roofs, security, stand alone, trees, wildfire, withstand, wood
Now is a good time to review your wildfire preparation plans. Let’s discuss the why, the what and the how of wildfire preparation for homeowners and business owners. The post It’s not too soon to prepare your property for wildfire appeared first on The Cincinnati Insurance Companies blog.
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Mar 23

Tips for sanitation in the age of coronavirus

By agencies, agency, agent, bleach, CDC, chemicals, cleaning, clothing, contact, coronavirus, cough, COVID-19, disinfecting, distance, employee, employees, employer, employers, germs, gloves, government, hands, high-touch, home, illness, independent, Insurance, laundry, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety, sneeze
While it may be impossible to prevent infection from the new coronavirus, you can take steps to minimize the risk of COVID-19 illness in your home or office. The post Tips for sanitation in the age of coronavirus appeared first on The Cincinnati Insurance Companies blog.
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Feb 25

Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy. The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.
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