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Jun 11

Keep children safe at your home pool

By agent, alarm, barrier, child, children, covers, drain, equipment, fence, floats, furniture, home, independent, Insurance, ladder, lifesaving, lock, lockable, pets, poles, pool, prevent, protect, rings, safe, safety, Safety Tips, security, steps, storage, swimming, toys
You can take steps to substantially reduce the likelihood of an accidental drowning in your home pool. The No. 1 rule: Never leave a child unattended or unsupervised around a pool. The post Keep children safe at your home pool appeared first on The Cincinnati Insurance Companies blog.
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Apr 09

Hail: Tips to prevent injury and reduce damage

By agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage. The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.
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Mar 05

Planning key to successful home renovation

By agent, Consumer Tips, Contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind. The post Planning key to successful home renovation appeared first on The Cincinnati Insurance Companies blog.
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Dec 11

Test your knowledge: Frozen pipes

By 55 degrees, agent, air, below, burst, business, chilly, circulate, costly, damage, drip, flood, freeze, freezing, frozen, home, ice, icy, independent, Insurance, leak, leaks, pipe, pipes, prevent, protect, temperature, warm, water, winter, Winter Prep
Do you know what to do to prevent pipes from freezing or to manage already frozen pipes? Test your knowledge with our five-question quiz. The post Test your knowledge: Frozen pipes appeared first on The Cincinnati Insurance Companies blog.
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Nov 27

Winterize your pipes to protect your home

By agent, air, attic, basement, circulation, cold, crawl, damage, drip, dripping, empty, faucet, freeze, frigid, frozen, garage, home, house, independent, insulate, insulation, Insurance, low, main, maintain, maintenance, occupied, outer, pipe, pipes, plumbing, prevent, protect, sensor, shutoff, space, temperatures, unclogged, unoccupied, valve, walls, water, winter, Winter Prep, winterize, wrap
While even the best forecasters cannot guarantee what’s ahead this winter, now is the time to prepare yourself and your home for the coming season. The post Winterize your pipes to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Oct 30

Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.
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Oct 16

Personal insurance: Trends in construction costs

By age, agent, cost, design, energy-efficient, expense, home, independent, Insurance, labor, market, materials, modular, Personal Insurance, price, quality, rebuild, rebuilding, reconstruct, reconstruction, safety, spending, supplier, supply, techniques, unemployment, value, valued
Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value. The post Personal insurance: Trends in construction costs appeared first on The Cincinnati Insurance Companies blog.
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Oct 09

Preventing fires in the home

By agent, alarm, bedroom, cooking, danger, dangerous, escape, evacuate, evacuation, family, FEMA, fire, Fire Prevention, home, independent, Insurance, kitchen, levels, loose, prevent, prevention, protect, route, smoke, U.S. Fire Administration
A home fire is your most dangerous fire threat. This video from the U.S. Fire Administration has tips for preventing fires at home. The post Preventing fires in the home appeared first on The Cincinnati Insurance Companies blog.
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Jul 10

Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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Jul 10

Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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