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Beware of COVID-19 cyber scams and fraud

By agent, attachments, CISA, criminal, cyber, email, FBI, financial, fraud, fraudulent, FTC, government, independent, information, infrastructure, Insurance, internet, legitimate, online, Pandemic, personal, phish, phishing, prevent, protect, resources, risk, robocalls, scam, social engineering, telephone, unsolicited, verify, vigilant, websites
cyber-scams

Scammers love to exploit fear, and there’s plenty of that around right now with the COVID-19 threat. The most recent round of fake emails play off pandemic fears and promote false information. Federal agencies are encouraging individuals to remain vigilant for scams related to COVID-19.

The post Beware of COVID-19 cyber scams and fraud appeared first on The Cincinnati Insurance Companies blog.

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Employers must report COVID-19 illness in workplace

By agencies, agency, agent, CDC, coronavirus, COVID-19, employee, employees, employer, employers, government, illness, independent, Insurance, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety
COVID-19-virus

As the COVID-19 pandemic expands, employers are coping with their obligation to maintain a safe work environment and to comply with government workforce reporting requirements. The U.S. Occupational Safety and Health Administration has developed resources to assist these efforts.

The post Employers must report COVID-19 illness in workplace appeared first on The Cincinnati Insurance Companies blog.

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Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
convert-term-policy

Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term?

The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.

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Breweries and distilleries: Preparing for a boiler inspection

By agent, beverage, blowdown, boiler, brewery, burner, chemistry, craft, Craft Beverage, distillery, External, firing, generation, identify, independent, industry, inspection, Insurance, internal, issues, jurisdiction, logs, operator, oxygen, state, steam, tags, teardown, tube
boiler-inspection-tag

Steam generation is the heart of many breweries and distilleries, so maintaining the system’s health is vital for safe, efficient and uninterrupted operation. The inspection process is an important component of preventive maintenance that may help identify issues before a problem occurs.

The post Breweries and distilleries: Preparing for a boiler inspection appeared first on The Cincinnati Insurance Companies blog.

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Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
personal-touch-independent-agent

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy.

The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.

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Throw snow – not caution – to the winds

By agent, auger, blower, clog, depth, ditches, engine, freeze, frozen, fuel, gravel, hot, ignite, impeller, independent, Insurance, oil, piles, plow, rock, salt, shovel, slippery, snow, snowfall, storage, temperature, thrower, weight, width, winter, Winter Prep
throw-snow

Winter weather can take many forms from mild to windy to cold to unpredictable — yet snowfall is inevitable in most temperate areas of North America. Along with the eventual snow is the need to clear it from the driveway and sidewalks of your home or business.

The post Throw snow – not caution – to the winds appeared first on The Cincinnati Insurance Companies blog.

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Think outside the box of chocolates

By agent, business, care, credit cards, debt, education, expenses, funeral, gift, independent, Insurance, life, Life Insurance, love, mortgage, policy, products, protect, provide, retirement, romantic, Valentine, Valentine's Day
valentines-day-gift

Valentine’s Day is almost here. Have you completed your quest for the perfect gift? Would you like to give your loved one something different this year?

The post Think outside the box of chocolates appeared first on The Cincinnati Insurance Companies blog.

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